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Capital One check for upgrade link

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HeavenOhio
Senior Contributor

Re: Capital One check for upgrade link

I think that all the same terms apply through a product change. But you should call to make sure.

Message 391 of 660
BurgeoningHope
Frequent Contributor

Re: Capital One check for upgrade link

Plat -> QS my 0% remained intact. Sadly, so did my credit limit Smiley Sad Ah well - I'll take the shiny new rewards. Also, no hard pull for me.


Message 392 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

Definately a useful link! Capital One stopped showing me the love a while ago, so it was a surprise to click the link and upgrade from a Plat to a QS! Even got to keep the 5.9% APR! 

You made my day! Thanks!

Message 393 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

Did anyone confirm this?

 

I had an offer for well over a month to upgrade to the same card I have, nothing different. Wondering if I qualify for another product.

Message 394 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

Thank you very much, my GF was able to upgrade her Plat to a QS!!

Message 395 of 660
JimBo99
Regular Contributor

Re: Capital One check for upgrade link

Just got off chat with a rep.  All current terms will carry over onto the 'new' card.  I am fixin to switch the Platinum to a QS for 1.5% cash back!  Thanks Op!!

Ok credit, getting better.....slowly.... Can't seem to stay in the Garden for any extended period of time. I'm trying. Mid to upper 600's across the board.
Message 396 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link


@MyLoFICO wrote:

@Anonymous wrote:

I get upgrade not available any longer. 

Is this because I froze my reports? 


The link thinks you are responding to a mailed or emailed offer. That message means there is not an offer on the table for you. The link still works, they just don't have anything for you at the moment. I get the same message but my mom seems to have a standing offer to upgrade that she doesn't want so the link is still good. Its not a HP so not sure if your frozen reports would be a factor or not. Good question though. Maybe someone with more experience or who has gotten an upgrade with frozen reports will respond. 


Thanks. 

 

Thelast couple of months the link did work for me but was an upgrade to same exact card I have. I froze my reports because of the equifax breech last week and now it does not even show that offer. So was thinking it was the freeze but maybe my offer went away after all this time. 

 

Message 397 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

I previously had the secured card, it unsecured a few months ago, but since then it's been useless (no benefits/rewards/promos), so it's been sd'd.

Just used this link and:

You've been upgraded!
Your new card is on its way.
Your new Quicksilver® card ending in XXXX will arrive in 7-10 business days.

No CLI, or sign up bonus, but also no HP. They'll likely give me a CLI on this soon. Better to get 1.5% than nothing, also saw the Spotify 50% statement credit offer. Still will scarcely use this card, but much better than the useless unsecured card I previously had!

The limit for my new QS is $550 meanwhile I have a $20,500 limit with NFCU Smiley Wink

Thanks for the link Smiley Happy
Message 398 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link


@Anonymous wrote:

@MyLoFICO wrote:

@Anonymous wrote:

I get upgrade not available any longer. 

Is this because I froze my reports? 


The link thinks you are responding to a mailed or emailed offer. That message means there is not an offer on the table for you. The link still works, they just don't have anything for you at the moment. I get the same message but my mom seems to have a standing offer to upgrade that she doesn't want so the link is still good. Its not a HP so not sure if your frozen reports would be a factor or not. Good question though. Maybe someone with more experience or who has gotten an upgrade with frozen reports will respond. 


Thanks. 

 

Thelast couple of months the link did work for me but was an upgrade to same exact card I have. I froze my reports because of the equifax breech last week and now it does not even show that offer. So was thinking it was the freeze but maybe my offer went away after all this time. 

 


Adding a freeze actually does opt you out of many prescreened card offers - might want to opt back in

Message 399 of 660
Gentoo
Established Member

Re: Capital One check for upgrade link

Thanks for the link. All account terms were the same but much better rewards than my Platinum.



Starting Score: EQ: 780; TU: 780; EX: 768
Current Score: EQ: 780; TU: 785; EX: 768
Goal Score: EQ: 820; TU: 820; EX: 800


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Message 400 of 660
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