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Capital One check for upgrade link

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kgwinn
New Contributor

Re: Capital One check for upgrade link

I just upgraded my Venture One to a QS. Sounds better on paper, but I'm unclear what this means in the real world. Did this actually move me out of subprime status or is this just a name change and rewards that are easier to access? I've heard people say that CLIs might be easier, and that would be nice. I've had the Venture One for 3 years and have literally never received a CLI. Always denied. I built it up to $6900 by combining a couple of other cards, but no love on the V1 itself no matter what I do. After upgrading to QS, I hit the luv button and got a "we'll let you know" which is probably still no, but better than my usual hard no right out of the gate, right? 

Message 621 of 660
J-F168
Frequent Contributor

Re: Capital One check for upgrade link

Just upgraded my Platinum MC to QS. I have an option to pc to Venture One as well. I  will apply this summer for VentureSmiley Happy. I pc my platinum one week before my third statament to be cut. 

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 622 of 660
stinastina
Established Contributor

Re: Capital One check for upgrade link

I was offered a QS for my sub prime platinum. I just got the new card. On the back it says Platinum and the rewards booklet is for platinum as well. As far as getting rid of the AF, am I still in sub prime land ? 

BK7 Discharge 1/16
10/15 ~ EQ: 406; TU: 520
10/18 ~ EX: 666; TU: 646; EQ: 652
Message 623 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

I think we’re still in sub prime land. I’ve read some users get offered a QS even when they already have one. My theory is maybe they get the upgrade from platinum to signature?
Message 624 of 660
stinastina
Established Contributor

Re: Capital One check for upgrade link

Maybe something changed ? When I asked for a cli, I got a different page that asked the usual plus how much will I spend on the card monthly, and how much cli did I want. I've never seen that before.

BK7 Discharge 1/16
10/15 ~ EQ: 406; TU: 520
10/18 ~ EX: 666; TU: 646; EQ: 652
Message 625 of 660
Adkins
Legendary Contributor

Re: Capital One check for upgrade link


@stinastinawrote:

Maybe something changed ? When I asked for a cli, I got a different page that asked the usual plus how much will I spend on the card monthly, and how much cli did I want. I've never seen that before.


This is something new that's showing up for everyone lately. 


Last HP 08-07-2023



Message 626 of 660
stinastina
Established Contributor

Re: Capital One check for upgrade link


@Adkinswrote:

@stinastinawrote:

Maybe something changed ? When I asked for a cli, I got a different page that asked the usual plus how much will I spend on the card monthly, and how much cli did I want. I've never seen that before.


This is something new that's showing up for everyone lately. 


Smiley Sad

BK7 Discharge 1/16
10/15 ~ EQ: 406; TU: 520
10/18 ~ EX: 666; TU: 646; EQ: 652
Message 627 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

I've had my Capital One Platinum card since October 2008.  The option it gives me is Venture with the $95 annual fee or Venture One with no annual fee.  I currently get cash rewards at 1.5% as if it was a Quicksilver.  I would love to upgrade it to the Savor card but I don't think they'll let me do that.

Message 628 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

Good info from OP. I checked my link and had 2 options, QS & Venture. Both $0 AF, chose the Venture. Same card number, limit, etc. New CCV when it arrives and I activate, but original QS1 works until then
Message 629 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

Thank you for this link. I have a QS1 and was offered an upgrade to QS. It may seem measly but because of this upgrade, I’ll save $39/year now by having no annual fee.
Again to the OP, many thanks!
Message 630 of 660
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