Capital One check for upgrade link

[sdsoccerdad]

I was not able to see anything for the upgrade link so i called but have no offers. I will most likely cance this card before the next annual fee is up if they don’t raise my credit line or let me do a product change.

[Anonymous]

The link is not currently working right now.

[Anonymous]

Try on desktop or on a tablet. It doesn’t work on mobile.

[HeavenOhio]

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@stinastinawrote:

I was offered a QS for my sub prime platinum. I just got the new card. On the back it says Platinum and the rewards booklet is for platinum as well. As far as getting rid of the AF, am I still in sub prime land ? 

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Platinum in this case is the Visa/MasterCard branding. I assume that the front of your card says Quicksilver. It's very possible that you're still in sub-prime land, but at least you're now earning rewards and have lost the fee.

[HeavenOhio]

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@Anonymouswrote:

I've had my Capital One Platinum card since October 2008.  The option it gives me is Venture with the $95 annual fee or Venture One with no annual fee.  I currently get cash rewards at 1.5% as if it was a Quicksilver.  I would love to upgrade it to the Savor card but I don't think they'll let me do that.

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@Anonymous, call or hop into chat and ask. Lots of Quicksilver cards are being offered product-changes to Savor. But the Savor offers aren't yet showing up via the link.

[Anonymous]

I got the option to upgrade my Platinum to a QS keeping everything the same, even the $39 AF. I decided to not go through with it as I'm considering canceling that old accnt. If they would have dropped the AF, I probably would have taken it.

IDK, do the still offer those old Platinum Cards or is everything QS and Venture these days? I'm considering apping for the Savor after my recent activity falls off.

[HeavenOhio]

@Anonymous, you were likely offered the QuicksilverOne, which is the 1.5% rewards card with a fee.

Capital One's current Platinum product is a no-fee card. The QuicksilverOne is offered to those with similar credit except that you get rewards in exchange for a fee.

It's notoriously difficult to product-change a Capital One card with a fee into a no-fee card, but it's been done. I was able to PC two QS1s after 12 or 13 consecutive months of usage. I don't know if usage was the key or not as we don't have enough data points on that. But it's something to try if you really prefer to keep the card. Of course, if you're doing that, you'll want to make sure to call in every month to see if upgrade offers area available.

[601flyguy]

OMG!! The last few days have been great. The day after my statement cut, the day i became cli eligible again as well, i received a 2500 auto cli bringing me to 3750. The document says "This letter confirms changes to your account that we discussed... We have increased your limit by $2500 to a total of $3750". I havent discussed a cli with them but thanks! I guess leaving surveys/comments acutally works.

So after this, i try the upgrade link, no luck. Try it the next day, no luck. Then i gave them a call. The rep looked over my account and said im not eligible but she will have a manager take a look. I clicked on the link moments ago and i had options for venture one and regular qs. FINALLY. Goodbye AF.

Now, will they refund the qs1 AF i paid in Nov?

[Anonymous]

Does leaving surveys and comments really increase your chance for a CLI?

[stinastina]

Since I am still in subprime land after going from a platinum to a QS, I closed my account. I've had the account for over a year and only one cli from 300 to 400. I didn't even get a cli after I received my new QS. Once my scores are higher, I'll reconsider apping again.