Capital One will now issue contactless cards by default

[DaveInAZ]

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@kberly69 wrote:

I was just approved for a QS this weekend. Don't have the card yet, but I'll let you know when I do.

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It might be worth a call & make sure they send your the contactless card.

[Gollum]

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@Anonymous wrote:

https://www.nerdwallet.com/blog/cred...s-contactless/

Anyone get one yet? How is it working for you?

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Capital One is a participating bank for Android Pay

https://support.google.com/androidpay/answer/7351835?hl=en&ref_topic=7351519

so any Capital One credit card should already be compatible with NFC (Near Field Communication)

https://en.wikipedia.org/wiki/Near_field_communication

via Android Pay on an Android smartphone.

Edit: By compatible I meant the details can be entered into the Android Pay app, then Android Pay can be used on a smartphone to pay via NFC.

I like using Android Pay because of the convenience and the security, but paying via NFC is still a relatively new payment option, so its availabilty at the payment terminal is sorta hit or miss.

[Anonymous]

Will Platinum MC's (unsecured/secured) also be reissued in contactless versions?

[Dalmus]

So now people with Capital One NFC cards will have to make sure they keep their cards in one of those metal "safe" card holders so they don't have to worry about thieves walking around casually scanning wallets and purses to grab CC data?

I haven't used NFC for payment (I root my phones, so Android and Samsung pay disable themselves "for my security"), but my security basey is recognized ascot 3-4 inches from the scanner... If the cards will work the same way, won't that make card cloning even easier?

[Anonymous]

How would that even work, given that the entire point of contactless technology is supposed to be to make card cloning more difficult? I'd imagine Cap One and other issuers would have put additional protections in place to that effect that we don't necessarily know about or are supposed to know about.

[kberly69]

Just got my new Quicksilver WE in the mail and it is, indeed, a contactless card

[Subexistence]

How safe are contactless cards?

[Kforce]

Being a "Mr. Negative"

Now you will have to keep your cards in an RF shielded case to prevent the

person behind you in line, ya that guy with a portable reader from stealing your info.

Every new technology claims great advances, however most end up with a lot of problems.

I want a card that needs  to be inserted or swiped. (I can give up 20 seconds of my time)

I would request a card without this "feature". If it is not possible,

my CC account would be closing.

[Anonymous]

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@Kforce wrote:

Being a "Mr. Negative"

Now you will have to keep your cards in an RF shielded case to prevent the

person behind you in line, ya that guy with a portable reader from stealing your info.

Every new technology claims great advances, however most end up with a lot of problems.

I want a card that needs  to be inserted or swiped. (I can give up 20 seconds of my time)

I would request a card without this "feature". If it is not possible,

my CC account would be closing.

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The equipment needed to be able to read such a card from farther than 1-2 inches away wouldn't look inconspicious at all. I don't think this is a big concern.

[Hokies2379]

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@woodyman100 wrote:

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@Anonymous wrote:

https://www.nerdwallet.com/blog/cred...s-contactless/

Anyone get one yet? How is it working for you?

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Cap 1 sent me a letter last year offering to replace my QS chip card with a contactless card.

I took them up on it and used it a couple of times at QuikTrip just to try out the novelty of it.

Just like Apple Pay, it takes quite a bit longer than swiping and you can't use it very many places

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Apple pay doesn't take longer than swiping....at all. Phone, thumb, boom.  compared to wallet, card, swipe.  It's the same.  And if you're using chip, then either apple pay or swipe is so much faster. The chip is literally the worst thing to happen to retail lines in a long time.