Chase Exposure & Income input...

[chaos51]

Ritz: $28,500

Hyatt: $5,000

(moved $14,000 from Hyatt to Ritz)

Income: $95k ish

[credit_is_crack]

I have 4 cards with them

-$15,500 Amazon (2015)
-$25,000 CSR (2016)
-$20,000 Ritz (2016)
-$5,000 Marriott Biz (2018)

Total $65,500
67% of my income

[Anonymous]

Income: $33,000
Personal cards: $15,800
Business cards: $6,500
Total exposure: $ 22,300

[iwazl71]

4 personal Chase cards:  75K

3 Business Chase cards: 25K

Income: 200K

50% exposure to income

[Anonymous]

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@CreditCuriosity wrote:

historically Chase will lend about 40% of ones income to their credit card although as always individuals results vary based on other factors.  There has been DP's of this in the past being fairly accurate.

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I need to dig into this.

I am barely at 10.5% of income.

Freedom: 10k

CSR: 16k

[marypoppins70]

Income $221,000

Chase United - $25,000

Freedom - $4,800

Slate - $1,200

Sapphire Preferred - $25,000

Amazon Prime - $3,500

Disney - $12,200

[355F1]

Personal: $45k
Business: $39k

Income: $202k

[Dave4fun]

Marriott VS  $26K

Freedom VS  $17.5K

Income  $120K

I guess I'm good on exposure...rumour is a new hotel SPG/Marriott card, or something like that is coming soon. If it looks good, I will go for it. 

[Anonymous]

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@UpperNwGuy wrote:

The combined credit limits of my two Chase cards are 49% of my stated income.  I never get green check marks on the Chase website, and I suspect it is because Chase doesn't want to extend credit that would exceed 50% of my income.

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What are " green check marks" on the website? I have 2 chase cards and don't think I have ever noticed anything like that either. 

[UpperNwGuy]

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@Anonymous wrote:

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@UpperNwGuy wrote:

The combined credit limits of my two Chase cards are 49% of my stated income.  I never get green check marks on the Chase website, and I suspect it is because Chase doesn't want to extend credit that would exceed 50% of my income.

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What are " green check marks" on the website? I have 2 chase cards and don't think I have ever noticed anything like that either. 

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Chase puts a green check mark next to offers of credit cards for which you have been pre-approved.  There are lengthy discussions about this process on the Doctor of Credit website.