Chase Freedom - 10 and 10 Card!??

[Anonymous]

I work there and I can assure you there are 2 different chase freedom cards, the regular and the 10&10. The 10 & 10 gives you more rewards and requires you have a chase checking account.

[mmduluth]

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@Anonymous wrote:

I work there and I can assure you there are 2 different chase freedom cards, the regular and the 10&10. The 10 & 10 gives you more rewards and requires you have a chase checking account or other bank product like a loan.

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Ok so I had my Freedom for about a year before I opened my checking account with them. Do they just automatically add the feature when you open an account and see you are already in their system or something? The OP's problem is that they were telling him that he would have to reapply. I never had to reapply for mine to get that feature (I didn't realize I had it for a long time) although they did do a HP when I opened the account for some reason. I just assumed it was because I opted to allow overdraft and they pull credit before allowing you to do that (which I also wouldn't have done had I known it would result in a HP. Never overdrafted in my life and hope I never have to.) 

[Anonymous]

Some accounts are eligible to be product traded up and some aren't. You'd have to call and have an agent check for you. If your acct isn't eligible for the product trade, either ask for a supervisor to see if anything else can be done because otherwise you would have to reapply.

They do automatically upgrade if you open a checking account later but it can take up to 3 statement cycles; they do automatically downgrade as well if you close your Chase Checking account.

[Anonymous]

I'm quite confused.

10 and 10 card is something completely different than having a Freedom with a checking account?

Or are you saying that there are two different categories of Freedom cards?

[ajh5408]

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@Anonymous wrote:

I'm quite confused.

10 and 10 card is something completely different than having a Freedom with a checking account?

Or are you saying that there are two different categories of Freedom cards?

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Yes, in that the "10&10" Freedom is a different card and your account does need to be upgraded, but no, in that any Chase customer with both a checking account and a Freedom card should be automatically upgraded to the program within a few months anyway. The "10&10" card (which is no longer actually branded "10&10," "Exclusives," or similar, like it used to be) has a green edge on it that differentiates it from the vanilla Freedom... But that's it. I'm not aware that any of the various Freedom types (Signature, Platinum, World, etc.) are unqualified for this benefit, but I would defer to the guy who actually works there on that topic.

[Anonymous]

Interesting. My card has the green edge around it.

I always thought it was ugly. Now, apparently, it's a differentiation thing.

[blacklotus]

I miss Borders...

I just called in to Chase for CLI- a hard pull.

My Chase Freedom card now has a CL of.......5k.

No good bookstores anywhere in NY!

[nick125]

My Freedom has a green edge on it and I don't have any other Chase accounts aside from the Freedom.

[Anonymous]

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@nick125 wrote:
My Freedom has a green edge on it and I don't have any other Chase accounts aside from the Freedom.

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+1

[Anonymous]

Yes, there are certain Freedom cards (different product id codes, bank lingo) that aren't eligible for the added 10&10 but a representative would pull up your account and explian why if that was the case.