Re: Chase Freedom denied after recon

enharu · ‎04-20-2013

yup it is.

did they pull the same bureau? usually they try pulling another.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

myjourney · ‎04-20-2013

@j_casteel wrote:
Got an alert today. Looks like Chase submitted a second HP today. It was listed as "First USA NA"....is that normal?

From another CB?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

j_casteel · ‎04-21-2013

Yeah, the day I app'd they pulled TU, and then the next day they pulled EX.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

LS2982 · ‎04-21-2013

Yea its normal for them to pull a different bureau(s) on a recon request.

Good luck hope you get it!

EQ FICO 548 3/3/16

j_casteel · ‎04-21-2013

@LS2982 wrote:
Yea its normal for them to pull a different bureau(s) on a recon request.

Good luck hope you get it!

darn, i didn't think they were going to do a second HP. They didn't mention anything. Too bad.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

enharu · ‎04-21-2013

well on the bright side, at least both inquiries were timed pretty closely, so they fall off about the same time.

how's your recon process going?

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

Anonymous · ‎04-21-2013

@j_casteel wrote:
Yeah, the day I app'd they pulled TU, and then the next day they pulled EX.

They've been doing 2 bureau pulls for new accounts a lot lately. Did the same for my Amazon Visa. I've noticed even people with good scores getting 2 bureau pulls for new apps.

Rhaeny · ‎04-21-2013

Yea j_casteel, the First USA I believe showed up on EX for me and Chase on TU.

Well now that means that you absolutely have to call back now for a recon especially since they are pulling after they denied you right ?

j_casteel · ‎04-21-2013

I'm calling tomorrow...I'll update when I know something.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

myjourney · ‎04-21-2013

@j_casteel wrote:
I'm calling tomorrow...I'll update when I know something.

Fingers crossed good luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Chase Freedom denied after recon

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