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Realestateguru wrote:Hi All Newbie here, Need your help! I just got off the phone with Chase recon dept 888-245-0625 and I explained that I wanted them to reconsid my application that was declined due to a judgement on my CR. The judgement has been paid for serveral years now but I still can't get the CRAs to show it as paid or $0 balance , It's just being report as filed...ughhhh! So she asked me several questions like what do I use my cards for and how much do I usually use and then she said that pending 1 other verification, she would recommend me for $5k and that I should receive my welcome pack in 7-10 days ! Has this ever happended to any1? I wish I knew what the other verification was , I'm gonna be sick for the next 7-10 days! Some1 please tell me what else they verify???? Wish me luck and let me know if there's anything else that I should know about beforehand. I'm sooooo nervous as this will be my 1st card w/prime lender for that type of amount. I started rebuilding my credit a year ago and I have too, too many subprime acct and would like to get rid of them now and move on to the next phase of credit repair !
bren39 wrote:
Realestateguru wrote:Hi All Newbie here, Need your help! I just got off the phone with Chase recon dept 888-245-0625 and I explained that I wanted them to reconsid my application that was declined due to a judgement on my CR. The judgement has been paid for serveral years now but I still can't get the CRAs to show it as paid or $0 balance , It's just being report as filed...ughhhh! So she asked me several questions like what do I use my cards for and how much do I usually use and then she said that pending 1 other verification, she would recommend me for $5k and that I should receive my welcome pack in 7-10 days ! Has this ever happended to any1? I wish I knew what the other verification was , I'm gonna be sick for the next 7-10 days! Some1 please tell me what else they verify???? Wish me luck and let me know if there's anything else that I should know about beforehand. I'm sooooo nervous as this will be my 1st card w/prime lender for that type of amount. I started rebuilding my credit a year ago and I have too, too many subprime acct and would like to get rid of them now and move on to the next phase of credit repair !