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Did any one use or familiar with CRED.AI. I am trying to find information on this card. Thanks.
I did a Google search and my thoughts are that it's just a glorified "metal" debit card.
https://topmobilebanks.com/cred-ai/
@CreditInspired wrote:I did a Google search and my thoughts are that it's just a glorified "metal" debit card.
https://topmobilebanks.com/cred-ai/
I found the same thing. I already applied and approved. It is too late now. I put $250 into the account and see what happens. At least I am getting a Metal Card. I read they are reporting the credit limit as $1500 to all accounts. I am not sure if I want a new account reporting but it is too late. I'll see what happens.
There is a lady on the /cRedit subreddit who loves this card.
DP for anyone considering applying...if you're on Chexsystems you can't get it.
Today I received the card in the mail. Card Looks very nice. But it is disappointing it is only a debit card and no rewards or benefits attached to it. I'll keep it as souvenir. That is it for now for this card.
@b0yinterrupted wrote:There is a lady on the /cRedit subreddit who loves this card.
DP for anyone considering applying...if you're on Chexsystems you can't get it.
It seems for every subject covered on Redit, there is at least one person who loves said subject; color me unimpressed.
@Red1Blue wrote:
@CreditInspired wrote:I did a Google search and my thoughts are that it's just a glorified "metal" debit card.
https://topmobilebanks.com/cred-ai/
I found the same thing. I already applied and approved. It is too late now. I put $250 into the account and see what happens. At least I am getting a Metal Card. I read they are reporting the credit limit as $1500 to all accounts. I am not sure if I want a new account reporting but it is too late. I'll see what happens.
"Should I jump? Too late now I jumped. Let's see what happens." I love your enthusiasm.
So is this like a SELF credit building account or a millenial fintech debit account?
@Anonymous wrote:"Should I jump? Too late now I jumped. Let's see what happens." I love your enthusiasm.
So is this like a SELF credit building account or a millenial fintech debit account?
I beleive it compares to Chime. It is a debit card but reported as a credit card to all 3 CRAs. Even if we dont keep money in the account, I believe they report credit line as $1500. It is what I read on google and there are quite a few videos on You Tube. I got the card yesterday and it looks very nice. Made out of Metal and design is out of the world. I dont need a new trade line on my report but since I already jumped, I want to give it some time and see how it works out. Good Luck.
Researched it a bit. Sounds like a good Day 1 card where you go on an app spree in the beginning of building so they can all age together with few negative effects. Tough to find a use case in the mid stages other than novelty.
I received my Cred.AI card and started to get famialiarize with it and understand better. Please feel free to share your experiences. I put $500 in the bank and I used the card for $1.51 at McDonald's. Now I am going to wait some time and see if they would send a statement or how it works. Feel free to share your experience with this card.