Current Card Combos

[Anonymous]

For any forum readers that happen to consume food, the Platinum Uber credits have worked reliably for me for UberEats.

[Anonymous]

CSR: travel & dining

CFU: everything else (didn't update the picture in sig, pc from a freedom)

I was thinking about changing to the amex combo, but I find it hard to use amex as it is not accepted everywhere (costco, asian restautants, foreign countries, etc...). Sticking with Chase combo for now, and will apply for the freedom again when I'm under 5/24.

[Anonymous]

Groceries: $3,900 (BOA Cash Rewards 3.5% due to 75% Preferred Rewards Bonus) = $136.50
Gas: $2,500 (BOA Premium Rewards – 2.625% due to 75% Preferred Rewards Bonus) = $65.63
Dining: $6,000 (Uber Visa 4% plus $50 credit when spending $5k) = $290
Costco: $2,000 (BOA Cash Rewards - 3.5% Due to Preferred Rewards Bonus) = $70
Amazon: $2,200 (BOA Cash Rewards 5.25% due to 75% Preferred Rewards Bonus) = $115.50
Everything Else: $5,200 (BOA Premium Rewards 2.625% due to 75% Preferred Rewards Bonus) = $136.50

TOTAL ANNUALLY :  ~ $814.00

[quickstrike]

RewardsHunter, I have your same BofA card combo as well.  Something to consider is you can buy gas gift cards using your 'online shopping' category for 5% off instead of 2.6%

[Anonymous]

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@quickstrike wrote:

RewardsHunter, I have your same BofA card combo as well.  Something to consider is you can buy gas gift cards using your 'online shopping' category for 5% off instead of 2.6%

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Good Idea!!! 

I think that my wife and I will hit the $2500 quartly limit on the BOA Cash Rewards in the Online Shopping/Groceries/Wholesale Category so thats why I was putting it on the BOA Premier Rewards card.  Other option is the get the Ducks Unlimited card and just leave them in the cars.  Just dont want to complicate things for my wife and I with too many "which card to do I use for what" questions... 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Here are my top card combos that I use:

Chase ink - 5 pts on cable/internet 

CSR - 3 pts travel/dining (If redeemed on UR Portal, additional 1.5 pts

Amex Gold - 4pts on Groceries/Dining

Chase Unlimited - 1.5 pts on "Other" categories 

I am contemplating getting the AMEX platinum this year but not sure if it will be worth it with my CSR. 

Share your current card combos. 

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  OP, from my perspective its silly to keep both CSR and the Amex Platinum and, as someone already said here, the Amex Platinum is not about the points, its about the perks. As this card's main target is wealthy people, they don't actually care about the points, they can afford bussiness class/first class tickets and so on and here, what matters are the perks such as Centurion lounge access, hotel status and so on. 

  See my signature for my cards.

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I think the association of 'Amex Plat' with 'wealthy people' might be a bit dated. Your CSR is far harder to get than an Amex Plat as far as requirements are concerned. People with FICO scores in mid-600s qualify for Amex Plat, even with thin credit profiles. 

Centurion lounges are generally only marginally better than typical PP lounges, often being overcrowded and small, especially the ones that haven't been renovated in a while. If we're talking about people who have no qualms about booking first and business at will without caring for points, they are often served by first and business class lounges anyway which are much nicer 

[Blodreina]

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