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Curve Card - Still in Beta...accepting applications via invite

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cashorcharge
Community Leader
Super Contributor

Curve Card - Still in Beta...accepting applications via invite

I read about this card here a while back, intrigued I joined the Wait List.  Notified today I am eligible to apply even though they are still in beta....sounds like X1, BlockFi and Aspiration doesn't it?

 

For those curious, the big feature of this card is...after approved...you register your other credit cards and then use their card for purchases...after you've made your purchase, you can decide which card to actually have the charge go to....if you get a bonus at Home Depot on Card 1 and you forgot that card at home, use Curve and they'll send it to Card 1with the Home Depot bonus as long as you redirect it there.  They have their own bonuses etc...

 

Caveats are...they don't "currently" work with VISA cards...othen than a Visa Debit...and they don't work with AMEX cards...only MasterCard, Discover...oh and Diners Club.

 

Not sure who they pull, what criteria they are looking for, HP or SP and limit opportunities.  

 

Curve 1.png

 

Curve 2.png

Message 1 of 150
149 REPLIES 149
Remedios
Credit Mentor

Re: Curve Card - Still in Beta...accepting applications via invite

Good grief, I saw title and thought it was some card that would give rewards for weight loss 

 

Never mind me 🤷‍♀️

Message 2 of 150
NoMoreE46
Community Leader
Senior Contributor

Re: Curve Card - Still in Beta...accepting applications via invite

Cool @cashorcharge.

 

There is a lot to take in on this card.  I hope it succeeds unlike Coin.

 

 

 

I got to read about Curve more:

 

https://www.curve.com/blog/how-does-a-curve-card-work/

Message 3 of 150
cashorcharge
Community Leader
Super Contributor

Re: Curve Card - Still in Beta...accepting applications via invite


@Remedios wrote:

Good grief, I saw title and thought it was some card that would give rewards for weight loss 

 

Never mind me 🤷‍♀️


HAHAHAHAHA!  If only it could be so easy...

 

 

 

Message 4 of 150
crystal626
Frequent Contributor

Re: Curve Card - Still in Beta...accepting applications via invite

How does it let you switch the card after you already paid?

Message 5 of 150
cashorcharge
Community Leader
Super Contributor

Re: Curve Card - Still in Beta...accepting applications via invite


@crystal626 wrote:

How does it let you switch the card after you already paid?


That's a great question....I don't entirely know.  I have a few guesses but until I see it in action, I can't say for certain.  

Message 6 of 150
unsungivy
Valued Contributor

Re: Curve Card - Still in Beta...accepting applications via invite

Let us know your experiences please! I'm one of those waiting on the card. I know that the Alpha test didn't allow Visa cards, have they fixed that yet? What about the go-back-in-time feature... People have said that it loses all of the category data if you use that (which makes it somewhat pointless unless you're switching it TO a flat rate card), would really like to know if that's been addressed yet!

 

EDIT re read your image more closely, Visa CCs not fixed yet. Ugh

 

AU - Biz - Sock -
Debit Cards - Chopping Block -
Message 7 of 150
cashorcharge
Community Leader
Super Contributor

Re: Curve Card - Still in Beta...accepting applications via invite


@unsungivy wrote:

Let us know your experiences please! I'm one of those waiting on the card. I know that the Alpha test didn't allow Visa cards, have they fixed that yet? What about the go-back-in-time feature... People have said that it loses all of the category data if you use that (which makes it somewhat pointless unless you're switching it TO a flat rate card), would really like to know if that's been addressed yet!

 

EDIT re read your image more closely, Visa CCs not fixed yet. Ugh

 


I too will be watching...I don't need to be first.

Message 8 of 150
C6
Regular Contributor

Re: Curve Card - Still in Beta...accepting applications via invite

I had this card. It was a UK issued debit card. It wasn't too exciting. You make purchases using the debit card and paid with attached credit cards. I don't know how they will make money here with the fees. When I moved back to the states it was closed.

Message 9 of 150
Alephbet
Regular Contributor

Re: Curve Card - Still in Beta...accepting applications via invite

I received the invitation to apply today as well. I went ahead and applied. It sounded like I was going to get an HP but I have not seen any evidence of one so far. I did have Experian locked I remembered after the fact but not the other two. I was approved for a $500 limit at 18.99% which seems ridiculously low but maybe that's typical since they say that under an "anti-embarassment protection" header so if the other card that the transaction is forwarded to is not approved, this credit line will be used. I was able to add a few different Mastercards successfully but no Visa cards as is mentioned above. The ones that worked fine were my Aeroplan card, Citi AAdvantage Executive, Aviator Business, and Apple Card. That's about it for my Mastercards except for my GM Business card which I have not tried. I would assume debit cards also work fine but I have not tried any.

Bold are regularly used for spending
AOD Visa Signature | Curve Card | X1 Credit Card | Target RedCard | Venmo Card
AMEX: Schwab Platinum | 2 x Gold | Green | 2 x Business Platinum | 2 x Business Gold | Blue Business Plus
AMEX: Amazon Business Prime | Delta Reserve | Delta Reserve Business | Marriott Bonvoy Business
Chase: Aeroplan | Amazon Prime | World of Hyatt | World of Hyatt Business | Marriott Bonvoy Boundless
Chase: Ink Business Cash | Ink Business Preferred | Southwest Performance Business
BofA: Alaska Airlines Business | Business Advantage Customized Cash Rewards
Citi AAdvantage Executive | Barclays AAdvantage Aviator Business
U.S. Bank Business Triple Cash Rewards | U.S. Bank Business Platinum | GM Business Card
Apple Card | Navy Federal Flagship Rewards | PenFed Gold | PenFed Platinum Rewards
Capital One Platinum | Capital One QuicksilverOne | FNBO Evergreen Business
Player 2: Delta Platinum AMEX | Chase Freedom | 2 x Chase Freedom Flex | Apple Card
Message 10 of 150
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