Curve Card - Still in Beta...accepting applications via invite

[cashorcharge]

I read about this card here a while back, intrigued I joined the Wait List.  Notified today I am eligible to apply even though they are still in beta....sounds like X1, BlockFi and Aspiration doesn't it?

For those curious, the big feature of this card is...after approved...you register your other credit cards and then use their card for purchases...after you've made your purchase, you can decide which card to actually have the charge go to....if you get a bonus at Home Depot on Card 1 and you forgot that card at home, use Curve and they'll send it to Card 1with the Home Depot bonus as long as you redirect it there.  They have their own bonuses etc...

Caveats are...they don't "currently" work with VISA cards...othen than a Visa Debit...and they don't work with AMEX cards...only MasterCard, Discover...oh and Diners Club.

Not sure who they pull, what criteria they are looking for, HP or SP and limit opportunities.  

[Remedios]

Good grief, I saw title and thought it was some card that would give rewards for weight loss 

Never mind me 🤷‍♀️

[NoMoreE46]

Cool @cashorcharge.

There is a lot to take in on this card.  I hope it succeeds unlike Coin.

I got to read about Curve more:

https://www.curve.com/blog/how-does-a-curve-card-work/

[cashorcharge]

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@Remedios wrote:

Good grief, I saw title and thought it was some card that would give rewards for weight loss 

Never mind me 🤷‍♀️

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HAHAHAHAHA!  If only it could be so easy...

[crystal626]

How does it let you switch the card after you already paid?

[cashorcharge]

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@crystal626 wrote:

How does it let you switch the card after you already paid?

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That's a great question....I don't entirely know.  I have a few guesses but until I see it in action, I can't say for certain.  

[unsungivy]

Let us know your experiences please! I'm one of those waiting on the card. I know that the Alpha test didn't allow Visa cards, have they fixed that yet? What about the go-back-in-time feature... People have said that it loses all of the category data if you use that (which makes it somewhat pointless unless you're switching it TO a flat rate card), would really like to know if that's been addressed yet!

EDIT re read your image more closely, Visa CCs not fixed yet. Ugh

[cashorcharge]

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@unsungivy wrote:

Let us know your experiences please! I'm one of those waiting on the card. I know that the Alpha test didn't allow Visa cards, have they fixed that yet? What about the go-back-in-time feature... People have said that it loses all of the category data if you use that (which makes it somewhat pointless unless you're switching it TO a flat rate card), would really like to know if that's been addressed yet!

EDIT re read your image more closely, Visa CCs not fixed yet. Ugh

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I too will be watching...I don't need to be first.

[C6]

I had this card. It was a UK issued debit card. It wasn't too exciting. You make purchases using the debit card and paid with attached credit cards. I don't know how they will make money here with the fees. When I moved back to the states it was closed.

[Alephbet]

I received the invitation to apply today as well. I went ahead and applied. It sounded like I was going to get an HP but I have not seen any evidence of one so far. I did have Experian locked I remembered after the fact but not the other two. I was approved for a $500 limit at 18.99% which seems ridiculously low but maybe that's typical since they say that under an "anti-embarassment protection" header so if the other card that the transaction is forwarded to is not approved, this credit line will be used. I was able to add a few different Mastercards successfully but no Visa cards as is mentioned above. The ones that worked fine were my Aeroplan card, Citi AAdvantage Executive, Aviator Business, and Apple Card. That's about it for my Mastercards except for my GM Business card which I have not tried. I would assume debit cards also work fine but I have not tried any.