They, of course, need to add Visa. And having to select the card you want charged via app before (or after) each purchase is too onerous. Ideally, the app would know which of your linked cards would get the best CB/rewards for that particular purchase (at best); or at least let you, ahead of time, designate card X for gas, card Y for grocery, card Z for dining, etc. before the purchase (at worse). The idea is a good one. But, in the current state, the Curve seems too cumbersome.
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@cashorcharge wrote:
@Alephbet wrote:I received the invitation to apply today as well. I went ahead and applied. It sounded like I was going to get an HP but I have not seen any evidence of one so far. I did have Experian locked I remembered after the fact but not the other two. I was approved for a $500 limit at 18.99% which seems ridiculously low but maybe that's typical since they say that under an "anti-embarassment protection" header so if the other card that the transaction is forwarded to is not approved, this credit line will be used. I was able to add a few different Mastercards successfully but no Visa cards as is mentioned above. The ones that worked fine were my Aeroplan card, Citi AAdvantage Executive, Aviator Business, and Apple Card. That's about it for my Mastercards except for my GM Business card which I have not tried. I would assume debit cards also work fine but I have not tried any.
Thanks for sharing the success @Alephbet
Sorry to hear it was only $500 but if the really allure is to move charges to another card versus them carrying a balance with them, I guess that "sorta" makes sense...I mean if they're going to boldly charge you 18.99% interest....why give such a small limit? Anyhow..best of luck and let us know how things go
That was an oddly small credit limit since most of my cards are at least $10K up to $37K. I guess we will have to see about more data points. I did have quite the spree a couple of months ago so maybe that is related and probably is reflected in the APR. I was able to add the Curve card to Apple Pay but I have not gone anywhere to use it just yet. I am supposed to have my physical Curve card in 10 days. The lack of support for Visa and AMEX does make it far less interesting to me. I forgot to mention I was able to add my BofA Business Advantage Customized Cash Rewards Mastercard to it as well but, as I mentioned, I have not tried any charges.
There is a neat feature called Smart Rules that is shown in these screenshots from my account. You can set a particular default card in the main part of the app and then use these Smart Rules to automatically put certain types of transactions on a particular card. I was disappointed that there is no "office supplies" category. Also, without Visa and AMEX support, these categories are not nearly as useful as they could be.
Per the Curve website- Visa, MC, Diners and Discover are working but Amex and Maestro are not...
@NoMoreE46 wrote:Per the Curve website- Visa, MC, Diners and Discover are working but Amex and Maestro are not...
I went back and looked at the app to be sure it had not changed overnight. This might be referring to the U.K. accepted cards but I don't know. In the app, it shows this. I also tried to add a Visa credit card and received an error that the card could not be added. I hope Visa cards are added soon because the majority of my cards that I normally spend on are Visa or AMEX cards. I doubt AMEX is coming anytime soon if ever.
