@Anonymous wrote:This thread inspired me to ask for an APR reduction with Discover, too. Went onto the online chat and was offered a permanent reduction from 20.24% to 16.49%. Score!
Thanks for posting about your experience!
Congrats on the awesome reduction! 
Congrats to all who successfully obtained the permanent APR reductions! 
@Anonymous wrote:so it's really possible with discover to have another 0% apr on PURCHASES after your 0% intro apr lapses???
Card was opened in 2012. I'm on a 0% purchases promo,
have a 3% fee 0% BT offer that I put on the card at about the same time,
decided to take another 4.99% BT offer since that will step in front of the 0% BT on payment speed and turn out less than a 3% BT fee,
and so can use the card for 5% bonus categories as well (0% APR on those).
Thank you. Your thread made me chat with Discover. I dropped down to 13.24 from 15.24 
@Anonymous wrote:Well, I'm proof that if ya ask, sometimes you will receive.
Got the the chat with Discover card to see if I was eligible for a decrease in my APR. ( I was sitting at 23.24% ) The lady told me I had two offers on my account. A) 0% for 12 months, then a return to "normal".... or B) A perm reduction to 18.24%, effective within two days.
Of course i chose the perm reduction.... Although i seldom carry a balance on this card, it's nice to know i'm finally below 20%.
Congrats on your APR reduction!
@Themanwhocan wrote:I chated earler today. They said you have to wait 6 months between APR reduction requests. Thats ok, I can wait another 2 months
Just FYI
It will go fast! Make sure you call every 6 months. Best of luck!