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Discover Retention Offer is Amazing!

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Contributor

Re: Discover Retention Offer aaaaaye!!!

@SunOfChappelle  this was a retention offer because I was ready to leave 

Message 11 of 31
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Established Member

Re: Discover Retention Offer aaaaaye!!!

@MeN5 , yeah I got that from the title.  What are your data points, monthly spend, age of Discover account, do you pay the account in full before SCD, etc...you know...the actual details.  You could make this a go to thread for future retention dealings with discover by providing the particulars of your specific case...in detail.  Your call.

Message 12 of 31
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Contributor

Re: Discover Retention Offer aaaaaye!!!

@SunOfChappelle Sorry my bad, my monthly spend was pretty extensive up until the last few months, my account will be 2 years next month, yes I usually pay in full but for about 5 months I carried a high balance but was paying it down and reusing has never been late and ALWAYS paid way more than the minimum my experian score is 662 with 2 bks 1 falling off this year and a few other baddies including an old account thst decided to rear its ugly head this year and start updating after not updating for 5 years.

Message 13 of 31
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Established Member

Re: Discover Retention Offer aaaaaye!!!

@MeN5, no sweat.  Thanks for the info.  I'd check that DoFD and SoL on that negative account that started updating after 5 years.  You'll have more options once you know that.  One last thing, what was your SL and CLI history over the past 2 years?

Message 14 of 31
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Community Leader
Mega Contributor

Re: Discover Retention Offer is Amazing!

GratsSmiley Happy Not everyone is getting the luv from Miss Disco so count yoursrlf luckySmiley Happy

Message 15 of 31
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Senior Contributor

Re: Discover Retention Offer aaaaaye!!!


@MeN5 wrote:

 I usually pay in full but for about 5 months I carried a high balance but was paying it down and reusing has never been late and ALWAYS paid way more than the minimum

 

Were you being balance chased?  Is that why?......sorry if I missed something.  

Message 16 of 31
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Frequent Contributor

Re: Discover Retention Offer is Amazing!


@MeN5 wrote:

Discover gave me an extra 3% on the 5 and 1 percent thats already being offered for 6 months. Also gave me a 50 dollar credit because they dont want to lose me that extra 3% will definitely come in handy making my card a 4% and 8% reward card. Also there is no cap. I got this offer because Ive been treated unfairly as an excellent customer and retention rep was trying to lessen the blow while working on it to make it right. 


How were you being treated unfairly?

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC'd to Quicksilver (9/19) - $700 CL
Capital One QuicksilverOne (3/19) - $1650 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $1000 CL
Amazon Prime Store Card (4/20) - $1600 CL
NFCU cashRewards (4/20) - $500
BB&T Spectrum Cash Rewards (5/20) - $3500

Experian FICO Score - 8/2018: 528

Experian FICO Score - 5/2020: 658
Equifax FICO score 5/2020 - 658
TransUnion FICO score 5/2020 - 642
Message 17 of 31
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Established Contributor

Re: Discover Retention Offer is Amazing!


@Jannelo wrote:

@MeN5 wrote:

Discover gave me an extra 3% on the 5 and 1 percent thats already being offered for 6 months. Also gave me a 50 dollar credit because they dont want to lose me that extra 3% will definitely come in handy making my card a 4% and 8% reward card. Also there is no cap. I got this offer because Ive been treated unfairly as an excellent customer and retention rep was trying to lessen the blow while working on it to make it right. 


How were you being treated unfairly?


I was wondering the same.  @MeN5 




Potential Future Cards


Message 18 of 31
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Frequent Contributor

Re: Discover Retention Offer aaaaaye!!!


@MeN5 wrote:

@wasCB14  they offered me this to stay with discover there is no cap and lately my spend has been little to none because Discover has treated me unfairly and after 2 years Ive had enough but after this offer the retention rep asked me to give them one more month to make it right so i accepted but if nothing has changed in that time I will be closing my account.


What has been done to you unfairly? You keep hovering over this but lack providing any substance....please clarify.

Message 19 of 31
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Contributor

Re: Discover Retention Offer aaaaaye!!!

@SunOfChappelle I have found out the sol which has passed but they dont care !!!! My sl was 200 it graduated to 1500 last yr Jan 29th thats the only increase I recieved.

Message 20 of 31
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