Discover Unsecured/Secured In System CLI Question

[Anonymous]

Tho only leezzy got one - Still seems fixed tho with the 3-5 message now

[Anonymous]

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@Anonymous wrote:
Tho only leezzy got one - Still seems fixed tho with the 3-5 message now

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I was as shocked as we all are!

They give you a slider when you're approved. I forget what the low number was...but I could pick my CLI up to $1000. I was tempted to only go for $800 for a even $1000....but I was greedy.

[Anonymous]

It seems to be fixed guys!!!

Haven't been that excited about a CLI denial in a while...

Entered my info, then it said we cannot increase your limit at this time. With the you will get a letter in 3-5 days with details explaining why.

It will most likely say not enough experience at current limit that's been my usual with disco before the 2 day message fiasco... I do seem to always have a running 0% balance transfer offer with them so no complaints here...

[Anonymous]

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@Anonymous wrote:
... I do seem to always have a running 0% balance transfer offer with them so no complaints here...

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I would love one of those. lol. What I would really love is if it was 5% back at amazon time!!!

[Anonymous]

Leezzy, have you looked in your online account to see if you have one? I always look from in my app, just click the balance transfer button an it'll show u ur personalized offers if you have any... Today I had a new one offer 4.99% for 18 mos with 0% fee... Mine always have expiry dates within a month of the day I look but new ones seem to show up as soon as the old ones expire.. not that at $1500 I could really transfer anything...

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
Well the credit limit increase screen no longer says 2 weeks. Lol

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I'm not chancing it - I'll press the button friday...since today is the alleged "fix" date. Either fix the problem...or at least admit there is one! Haha.

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@Anonymous wrote:
Who was told the 29th? Anyone know how it was worded?

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Lending admitted it to me (I put it in a couple other threads -- this one just slipped through). They said it was "system maintenance for recent graduates expected to be completed by March 29th" or something close to that.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
Tho only leezzy got one - Still seems fixed tho with the 3-5 message now

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I was as shocked as we all are!

They give you a slider when you're approved. I forget what the low number was...but I could pick my CLI up to $1000. I was tempted to only go for $800 for a even $1000....but I was greedy.

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I got an instant CLI this morning. I was debating on taking only $1k because $3.6k looks weird, but I'll just take $400 or $900 next time.

[MyLoFICO]

I finally got my hey we're sending your deposit back email last night. lol. a full day after it unsecured. Still no CLI though. meh.. no biggie. I'll try next month. 

[Anonymous]

So mine was stuck in the two day thing so I called them and they withdrew it and resubmitted and it was declined and the reason given was more history needed at current CL. Which the Discover rep said seems ridiculous based on how much I use the card and PIF multiple times a month for the last 7 statements. I've spent over $13k on the card over the last 7 months and always PIF minus a very small amount for utilization on the CR's. She said give it another shot in 30 days. So for now I'm stuck at $1500. Think I'm going to hang up the Discover and switch to using my NFCU as my CL is $14,300 and I won't have to pay attention and make multiple payments every month. Plus I gotta spend $3k in 90 days to get the $200 bonus on it so...NFCU it is! I think in the next 30 days once the $14,300 CL card hits Discover will prob give me a nice increase. Or they will decline me for not using them lmao!!

[austinguy907]

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@rmm140 wrote:

So mine was stuck in the two day thing so I called them and they withdrew it and resubmitted and it was declined and the reason given was more history needed at current CL. Which the Discover rep said seems ridiculous based on how much I use the card and PIF multiple times a month for the last 7 statements. I've spent over $13k on the card over the last 7 months and always PIF minus a very small amount for utilization on the CR's. She said give it another shot in 30 days. So for now I'm stuck at $1500. Think I'm going to hang up the Discover and switch to using my NFCU as my CL is $14,300 and I won't have to pay attention and make multiple payments every month. Plus I gotta spend $3k in 90 days to get the $200 bonus on it so...NFCU it is! I think in the next 30 days once the $14,300 CL card hits Discover will prob give me a nice increase. Or they will decline me for not using them lmao!!

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TIME TIME TIME...... that's all it is.  Putting those numbers through it though is good for the bonus but not typically for growth.  

Pick one of your monthly bills and setup autopay.  

Press the CLI button every other month.

Rinse and Repeat.