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Hi All,
More and more banks are beginning to issue chip cards in the U.S. and I thought it would be a good idea to start a thread to keep up with the latest offerings. Since I recently did a lot of research to find the best chip card for my overseas travels, I decided to put together my findings below so others can benefit. Since this is just a compilation of my notes, I'm sure its litered with inaccuracies and gaps so please take a look and suggest any changes or additions. I’m also game for adding any personal notes about your experiences requesting, receiving, or having to reorder chip cards so any and all feedback is welcome. I'll update this first post periodically with all the recent information.
Flyertalk thread: http://www.flyertalk.com/forum/credit-card-programs/1304271-usa-emv-cards-available-today-chip-pin-c...
American Express
Products
- Platinum (By Request)
Features
- Signature verification
- No cost for expedited shipping
Andrews FCU
Products
- Globetrek Rewards (Standard)
Features
- PIN verification (pre-set PIN)
- Replacement fee = $10
Bank of America
Products
- Travel Rewards (Standard)
- Privileges (Standard)
- Virgin Atlantic (Standard)
- Other Products Upon Request (Cash Rewards, Better Balance, Power Rewards, Asiana Airlines, AAA Member Rewards, Alaska Airlines, Royal Carribean)
Features
- Signature verification
Chase
Products
- British Airways (Standard)
- Hyatt (Standard)
- Ritz-Carlton (Standard)
- JP Morgan Select (Standard)
- Palladium (Standard)
- Marriot Rewards Premier (Standard)
Features
- Signature Verification
Citi
Products
- ThankYou Regular/Preferred/Premier (Standard)
- Platinum Executiv/Select/AAdvantage (Standard)
- Hilton HHonors Reserve (Standard)
- Prestige (Standard)
- Simplicity (By Request)
- Dividend (By Request)
- Forward (By Request)
- Diamond Preferred (By Request)
Features
- Signature Verification
- All Citi MasterCards can be converted upon request
Merrill Lynch
Products
- Merrill+
- Merrill Cash Back
Features
- Signature verification
PenFed
Products
- Cash Rewards
Features
- PIN Verification (self-selected)
U.S. Bank
Products
- Flex Perks
Features
- Signature verification
USAA
Products
- MasterCard Products (By Request)
Features
- PIN verification (pre-set PIN)
- If you lose your PIN you must be issued a new card
United Nations FCU
Products
- Platinum
Features
- PIN verification (pre-set or changeable?)
AFAIK, USAA is not offering EMV. I have asked for it before and was told that they haven't implemented it yet. Unless this is new in the last couple months.
SDFCU is the best, IMO.
Bank of America gave me the travel rewards card with 0% for 12 months plus 10,000 bonus points. That was a good deal.
Flyertalk has an active thread but also maintain a spreadsheet on googledocs. See
https://docs.google.com/spreadsheet/ccc?key=0Ani-u3tGk5hedGRvcE1ELVg5UmlGZk01SHZvTUMxdUE#gid=0
@DaveSignal wrote:AFAIK, USAA is not offering EMV. I have asked for it before and was told that they haven't implemented it yet. Unless this is new in the last couple months.
SDFCU is the best, IMO.
Bank of America gave me the travel rewards card with 0% for 12 months plus 10,000 bonus points. That was a good deal.
USAA started offering the world mc with emv chip/pin a few months ago. I have one. It works. While USAA charges a 1% foreign transaction fee, this is a small price to pay for those limited situations when you really need chip/pin. Since those transactions tend to be small (train ticket at unattended kiosk off hours or in smaller town, for example), the 1% is not an issue for me.
SDFCU: EMV for everything.
Didn't take a look at the spreadsheet, but there's not much sense maintaining a seperate list if theirs is robust and publicly available. Long as we give credit/reference to where it's from, can't see anyone taking exception to our linking to it.
@Revelate wrote:SDFCU: EMV for everything.
Didn't take a look at the spreadsheet, but there's not much sense maintaining a seperate list if theirs is robust and publicly available. Long as we give credit/reference to where it's from, can't see anyone taking exception to our linking to it.
Flyertalk thread is http://www.flyertalk.com/forum/credit-card-programs/1304271-usa-emv-cards-available-today-chip-pin-c...
and the link to the spreadsheet is in post 1
@ccardman wrote:Hi All,
More and more banks are beginning to issue chip cards in the U.S. and I thought it would be a good idea to start a thread to keep up with the latest offerings. Since I recently did a lot of research to find the best chip card for my overseas travels, I decided to put together my findings below so others can benefit. Since this is just a compilation of my notes, I'm sure its litered with inaccuracies and gaps so please take a look and suggest any changes or additions. I’m also game for adding any personal notes about your experiences requesting, receiving, or having to reorder chip cards so any and all feedback is welcome. I'll update this first post periodically with all the recent information.
American Express
Products
- Platinum (By Request)
Features
- Signature verification
- No cost for expedited shipping
Andrews FCU
Products
- Globetrek Rewards (Standard)
Features
- PIN verification (pre-set PIN)
- Replacement fee = $10
Bank of America
Products
- Travel Rewards (Standard)
- Select Products (By Request)
- Cash Rewards Signature Visa
Features
- Signature verification
Chase
Products
- British Airways (Standard)
- Hyatt (Standard)
- Ritz-Carlton (Standard)
- JP Morgan Select (Standard)
- Palladium (Standard)
- Marriot Rewards Premier (Standard)
Features
- Signature Verification
Citi
Products
- ThankYou Regular/Preferred/Premier (Standard)
- Platinum Executiv/Select/AAdvantage (Standard)
- Hilton HHonors Reserve (Standard)
- Prestige (Standard)
- Simplicity (By Request)
- Dividend (By Request)
- Forward (By Request)
-Diamond Preferred Mastercard (by request)
Features
- Signature Verification
- All Citi MasterCards can be converted upon request
Merrill Lynch
Products
- Merrill+
- Merrill Cash Back
Features
- Signature verification
PenFed
Products
- Cash Rewards
Features
- PIN Verification (self-selected)
U.S. Bank
Products
- Flex Perks
Features
- Signature verification
USAA
Products
- MasterCard Products (By Request)
Features
- PIN verification (pre-set PIN)
- If you lose your PIN you must be issued a new card
United Nations FCU
Products
- Platinum
Features
- PIN verification (pre-set or changeable?)
Addtions above in RED
@thom02099 wrote:
@ccardman wrote:Hi All,
More and more banks are beginning to issue chip cards in the U.S. and I thought it would be a good idea to start a thread to keep up with the latest offerings. Since I recently did a lot of research to find the best chip card for my overseas travels, I decided to put together my findings below so others can benefit. Since this is just a compilation of my notes, I'm sure its litered with inaccuracies and gaps so please take a look and suggest any changes or additions. I’m also game for adding any personal notes about your experiences requesting, receiving, or having to reorder chip cards so any and all feedback is welcome. I'll update this first post periodically with all the recent information.
American Express
Products
- Platinum (By Request)
Features
- Signature verification
- No cost for expedited shipping
Andrews FCU
Products
- Globetrek Rewards (Standard)
Features
- PIN verification (pre-set PIN)
- Replacement fee = $10
Bank of America
Products
- Travel Rewards (Standard)
- Select Products (By Request)
- Cash Rewards Signature Visa
- Better Balance Rewards MC (standard)
Features
- Signature verification
Chase
Products
- British Airways (Standard)
- Hyatt (Standard)
- Ritz-Carlton (Standard)
- JP Morgan Select (Standard)
- Palladium (Standard)
- Marriot Rewards Premier (Standard)
Features
- Signature Verification
Citi
Products
- ThankYou Regular/Preferred/Premier (Standard)
- Platinum Executiv/Select/AAdvantage (Standard)
- Hilton HHonors Reserve (Standard)
- Prestige (Standard)
- Simplicity (By Request)
- Dividend (By Request)
- Forward (By Request)
-Diamond Preferred Mastercard (by request)
Features
- Signature Verification
- All Citi MasterCards can be converted upon request
Merrill Lynch
Products
- Merrill+
- Merrill Cash Back
Features
- Signature verification
PenFed
Products
- Cash Rewards
Features
- PIN Verification (self-selected)
U.S. Bank
Products
- Flex Perks
Features
- Signature verification
USAA
Products
- MasterCard Products (By Request)
Features
- PIN verification (pre-set PIN)
- If you lose your PIN you must be issued a new card
United Nations FCU
Products
- Platinum
Features
- PIN verification (pre-set or changeable?)
Addtions above in RED
Diners Club is also EMV chip card.
Ron.