HSBC SEE IF YOU QUALIFY SITE

[hemi961]

When I go to the posted link and enter my information I am only offered the secured card. However, when I log on to my HSBC account and enter the information I am offered their platinum rewards cards that have no AF. I already have an HSBC Cash or Fly Mastercard with a $5000 cl. I have had no problems at all with them.

[Anonymous]

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@hemi961 wrote:
When I go to the posted link and enter my information I am only offered the secured card. However, when I log on to my HSBC account and enter the information I am offered their platinum rewards cards that have no AF. I already have an HSBC Cash or Fly Mastercard with a $5000 cl. I have had no problems at all with them.

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I only have their secured card, no other accounts.   There is no link available for me to see or apply for any of the other cards.

[Smug]

Says I Am qualified for a secured...lol I just got the direct discover from them.

[Smug]

My interest is 2.9 not bad and they are holding that rate for 2 years. 39.00 AF is not bad.

[Anonymous]

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@Smug wrote:
Says I Am qualified for a secured...lol I just got the direct discover from them.

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Did you get it as a counteroffer when applying for a real Discover card?

[Anonymous]

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@Anonymous wrote:

Try this, I tried this and it pre-ed me for a gold with no hard.

https://www.hsbcapply.com/start/orchardbank?media=O5IS102AAX0802000161HPHHX&sku=CRS_OBClassic

I, personally don't like HSBC or their sister companies Orchard, Household Bank, and Direct Rewards because their AF range from $35 to $75 and their their interest rate is ridiculous if you're lucky enough to have one. But if you still want HSBC, I guess go ahead.

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I have the actual HSBC secured card.   The AF is $35 and the interest rate is 16.8%.    I think this is very reasonable for people with bad credit. 

I like this card.   They have a good website which is clear and shows pending charges.   They clear the the credit limit the next day on online payments., usually a day before it comes out of the checking account.

[Smug]

Yes I did.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Try this, I tried this and it pre-ed me for a gold with no hard.

https://www.hsbcapply.com/start/orchardbank?media=O5IS102AAX0802000161HPHHX&sku=CRS_OBClassic

I, personally don't like HSBC or their sister companies Orchard, Household Bank, and Direct Rewards because their AF range from $35 to $75 and their their interest rate is ridiculous if you're lucky enough to have one. But if you still want HSBC, I guess go ahead.

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I have the actual HSBC secured card.   The AF is $35 and the interest rate is 16.8%.    I think this is very reasonable for people with bad credit. 

I like this card.   They have a good website which is clear and shows pending charges.   They clear the the credit limit the next day on online payments., usually a day before it comes out of the checking account.

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I agree it's good for re-building credit. But, once your credit socre is good and you have no recent baddies on your CR, you should apply with another company. Maybe it's just me, but I hate annual fee.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Try this, I tried this and it pre-ed me for a gold with no hard.

https://www.hsbcapply.com/start/orchardbank?media=O5IS102AAX0802000161HPHHX&sku=CRS_OBClassic

I, personally don't like HSBC or their sister companies Orchard, Household Bank, and Direct Rewards because their AF range from $35 to $75 and their their interest rate is ridiculous if you're lucky enough to have one. But if you still want HSBC, I guess go ahead.

---

I have the actual HSBC secured card.   The AF is $35 and the interest rate is 16.8%.    I think this is very reasonable for people with bad credit. 

I like this card.   They have a good website which is clear and shows pending charges.   They clear the the credit limit the next day on online payments., usually a day before it comes out of the checking account.

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I agree it's good for re-building credit. But, once your credit socre is good and you have no recent baddies on your CR, you should apply with another company. Maybe it's just me, but I hate annual fee.

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HSBC also has cards for people with good credit without annual fee.   They only offer them to their banking customers.

If you read all the posts about AMEX, there are a lot of fans of annaul fees around here.  

[john398]

They prequalified me for the platnium but than when I submited I got

Unfortunately, HSBC is unable to approve your application due to the following reason(s): YOU ALREADY HAVE THE MAXIMUM NUMBER OF ACCOUNTS ALLOWED WITH HSBC

If you have any questions, please contact one of our Lending Services Representatives at 1-800-828-9538 or visit us online at www.orchardbank.com. Please note that you will need the reference number indicated above when you call.