Help me apply a credit card

[kyenku]

Okay

Thanks a lot everyone. 

So should I pay my loan next week or pay one card off?

[ChessChik47]

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@kyenkuwrote:

Okay

Thanks a lot everyone. 

So should I pay my loan next week or pay one card off?

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If I were you, I'd pay the credit cards...they are closed and reporting balances and that's not good.  The loan, though it has a high interest rate, is still in good standing.

[Kforce]

1) No new cards

2) Pay off closed cards first to help Fico

3) Loan next to save some $

[Gregory1776]

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@kyenkuwrote:

For Amex I have this pre-approval on my screen

You're pre-approved to apply for The Platinum Card®. Enjoy exciting benefits including up to $200 annual savings with Uber. Plus, learn more about a 60,000 Membership Rewards® Points offer. Terms apply.

Is this worth it? 

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Not for what your looking for.