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Help me decide on one, last card!

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E150GT
Frequent Contributor

Re: Help me decide on one, last card!


@Mailak wrote:

@E150GT wrote:

I dont think theres too many no FTF cards out there without an AF besides discover...



:-(

 

Thanks for your response!

 

I could possibly consider an AF card and close out my Green. If we consider AF as being okay, what might we look at?


CSP? Chase southwest rapid rewards?


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $12k United Explorer-$5k
Message 11 of 42
zyzzus
Established Contributor

Re: Help me decide on one, last card!

FWIW Capital ones cards do NOT have FTF.  There cash card is flat 1.5% cash back its also a Visa Smiley Happy

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 12 of 42
Mailak
Frequent Contributor

Re: Help me decide on one, last card!

 


@E150GT wrote:

@Mailak wrote:

@E150GT wrote:

I dont think theres too many no FTF cards out there without an AF besides discover...



:-(

 

Thanks for your response!

 

I could possibly consider an AF card and close out my Green. If we consider AF as being okay, what might we look at?


CSP? Chase southwest rapid rewards?


I should maybe look into this Rapid Rewards - I haven't actually even heard of it.

 

So, I have CSP, PenFed, and Priceline to look at. I take approvals on the first two are fairly hard...



PenFed Platinum Cash Rewards (19.5k), Amex BCE (9k), Chase Sapphire Reserve (30k), Chase Freedom Unlimited (14.5k), Chase Marriott Premier (19k), Discover More (10k)
Message 13 of 42
Mailak
Frequent Contributor

Re: Help me decide on one, last card!


@zyzzus wrote:

FWIW Capital ones cards do NOT have FTF.  There cash card is flat 1.5% cash back its also a Visa Smiley Happy


Ha! I tried... they wouldn't do anything with my Plantinum, so I closed it after paying $59 AF for 5 years for a $300 CL.

PenFed Platinum Cash Rewards (19.5k), Amex BCE (9k), Chase Sapphire Reserve (30k), Chase Freedom Unlimited (14.5k), Chase Marriott Premier (19k), Discover More (10k)
Message 14 of 42
zyzzus
Established Contributor

Re: Help me decide on one, last card!


@Mailak wrote:

@zyzzus wrote:

FWIW Capital ones cards do NOT have FTF.  There cash card is flat 1.5% cash back its also a Visa Smiley Happy


Ha! I tried... they wouldn't do anything with my Plantinum, so I closed it after paying $59 AF for 5 years for a $300 CL.


I'm not sure if you've seen the threads pertaining to the executive office... I believe the've become more flexible and realize they haven't been growing with their customers. Just my .02

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 15 of 42
ryanbush
Valued Contributor

Re: Help me decide on one, last card!

CSP

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 16 of 42
Mailak
Frequent Contributor

Re: Help me decide on one, last card!


@zyzzus wrote:

@Mailak wrote:

@zyzzus wrote:

FWIW Capital ones cards do NOT have FTF.  There cash card is flat 1.5% cash back its also a Visa Smiley Happy


Ha! I tried... they wouldn't do anything with my Plantinum, so I closed it after paying $59 AF for 5 years for a $300 CL.


I'm not sure if you've seen the threads pertaining to the executive office... I believe the've become more flexible and realize they haven't been growing with their customers. Just my .02


I have... but card is now closed... they wouldn't even waive my fee or do anything at all. Offered me zero and actually told me that it was good to close the account before the AF hit, so I just closed it.

 

Ah well, live and learn. Also, incidentally, the Cap1 EO successes seemed to start shortly after I closed my account :-(

PenFed Platinum Cash Rewards (19.5k), Amex BCE (9k), Chase Sapphire Reserve (30k), Chase Freedom Unlimited (14.5k), Chase Marriott Premier (19k), Discover More (10k)
Message 17 of 42
Open123
Super Contributor

Re: Help me decide on one, last card!

Given your criteria:

 

1.  2% Barclay Priceline - no annual fee.

2.  Barclay Arrival for $400 sign up bonus - annual fee waived - just downgrade to no fee version 2nd year.

3.  CSP for 40K bonus - annual fee waived - just downgrade to no annual fee Sapphire 2nd year.

 

Personally, I think the sign up bonuses are better deals.

Message 18 of 42
Mailak
Frequent Contributor

Re: Help me decide on one, last card!


@Open123 wrote:

Given your criteria:

 

1.  2% Barclay Priceline - no annual fee.

2.  Barclay Arrival for $400 sign up bonus - annual fee waived - just downgrade to no fee version 2nd year.

3.  CSP for 40K bonus - annual fee waived - just downgrade to no annual fee Sapphire 2nd year.

 

Personally, I think the sign up bonuses are better deals.


 

Open123, do you think I have a chance at CSP?

 

I only just got my BCP raised to $18k - could I get a denial based on too much credit or not enough experience at current limit? Lowish AAoA too...?

PenFed Platinum Cash Rewards (19.5k), Amex BCE (9k), Chase Sapphire Reserve (30k), Chase Freedom Unlimited (14.5k), Chase Marriott Premier (19k), Discover More (10k)
Message 19 of 42
Open123
Super Contributor

Re: Help me decide on one, last card!


@Mailak wrote:

 

Open123, do you think I have a chance at CSP?

 

I only just got my BCP raised to $18k - could I get a denial based on too much credit or not enough experience at current limit? Lowish AAoA too...?


I think you have an excellent chance.  On the contrary, Chase will likely try to match your Amex CL.  With most applicants, Chase seems to want to compete for Amex customers.

Message 20 of 42
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