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Highest Limit Graduating Secured Card?

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JMCB
Regular Contributor

Highest Limit Graduating Secured Card?

My brother asked me to cosign a credit card for him or do a AU. Obviously, I said no. 😂 He's just out of bankruptcy and needs a credit card to purchase his supplies for his farm. Do you guys know of any high limit graduating cards? He can easily put $3k to $5k a month on a card, especially with fuel prices. A long time ago I remember a CU offering up to $15k on a secured card but don't remember if it graduated. I thought it would be better to find one high limit card instead of him getting a bunch of small ones. Thanks! 

Message 1 of 5
4 REPLIES 4
gdale6
Moderator Emeritus

Re: Highest Limit Graduating Secured Card?

FNBO 5K max; Disco 2.5K Max

Message 2 of 5
Kforce
Senior Contributor

Re: Highest Limit Graduating Secured Card?


@gdale6 wrote:

FNBO 5K max; Disco 2.5K Max


US-Bank Secured is also 5K max, and according to their page graduates

 

Quite a few local CU's have secured cards with high or no limits, however never graduate.

Here in CA, Logix Fed CU has no stated limit and I know of someone who had $15,000.

 

Message 3 of 5
jmcmillan
Frequent Contributor

Re: Highest Limit Graduating Secured Card?

I'm pretty sure SDFCU has a high credit limit on secured cards.  The cards also graduate and earn rewards.

Message 4 of 5
Jeffster1
Valued Contributor

Re: Highest Limit Graduating Secured Card?

I had a 10K BofA secured Custiomized Cash Rewards Visa, and I understand I could have put more. It graduated in about 7-8 months.

0% utilization
FICO 8 EX 839 EQ 848 TU 850
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I TMobile Capital One Visa 20K
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