I am an expat so I am always on the lookout for PIN priority credit cards. I was recently approved for one from SDFCU, which is my first PIN priority card.
I know nothing about the Target Redcard other than what I've been picking up from reading threads like this. I have a couple questions.
1. If I apply for the Redcard, will I get the store version by default, which is mabye later upgraded to the MC version? Or does Target now offer only the MC version?
2. Is it true Chip-and-PIN with PIN priority? That is the feature I would want. I am not interested at all if it is not PIN priority.
3. Is a microscopic SL a "feature" of this card? I don't need a high credit limit, but if it is $300 it won't be very useful to me.
@MrT_521 wrote:I am an expat so I am always on the lookout for PIN priority credit cards. I was recently approved for one from SDFCU, which is my first PIN priority card.
I know nothing about the Target Redcard other than what I've been picking up from reading threads like this. I have a couple questions.
1. If I apply for the Redcard, will I get the store version by default, which is mabye later upgraded to the MC version? Or does Target now offer only the MC version?
2. Is it true Chip-and-PIN with PIN priority? That is the feature I would want. I am not interested at all if it is not PIN priority.
3. Is a microscopic SL a "feature" of this card? I don't need a high credit limit, but if it is $300 it won't be very useful to me.
1. Store card only. They may target you later for a MC
2. It's true chip and pin. I literally just came from target and was unable to use my card because the keypad was broken.
3. It's usually a smaller starting limit.
@Brian_Earl_Spilner wrote:1. Store card only. They may target you later for a MC
2. It's true chip and pin. I literally just came from target and was unable to use my card because the keypad was broken.
3. It's usually a smaller starting limit.
1. OK, a store card makes it useless for me. I've never seen any Target stores here in Africa! 
(I wish...) I suppose there's no way to get guaranteed for an MC upgrade down the road? I mean, I could apply for a store card now and hope for the best. The problem is that I would never use it except when I'm visiting the US, which isn't too often, especially now.
2. That's a winner.
3. Another negative DP.
Thank you for the infomation!
@vic6string wrote:I'd love an upgrade. I love the 5% because I shop at Target all the time, but I am tired of having it tied to my checking account because it takes days for stuff to show up.
The upgrade to a Mastercard only applies to the credit card version, not the debit version, of the Target Red Card.
Is there a specific CL in order to be considered for an upgrade?
Starting Score: EX: 625 | EQ: 690| TU: 674
