How many Comenity cards do you have?

[Anonymous]

Zero lol.

Haven't had a need for them at this time. Looking at the OP none of those cards would suit me except maybe Sportsmans Guide. However I had a bad experience with Sportsman Guide in the past so I don't do business with them anymore and normally support my local stores.

[Aim_High]

None.  I've had retail/store cards on and off for decades. They can be great for discounts if you shop in a store often or are building-rebuilding. Neither of those was my experience. 

Quite a few were closed for insufficient use and I became frustrated with taking the hard pull and new account just to have it closed, sometimes without notice. I also decided I wanted to focus on fewer cards that were more widely accepted, and store cards were easy targets to cull.  I closed the ones I had left.  If I wanted to use one for special financing of a larger purchase again, I wouldn't hesitate to open it.  But I would close it when it was paid off.  

[GApeachy]

Ive had their cards since the early 90's and never more than 2 at a time except once. After reading here in the forums about poking the Comenity bear with the mix of cc's vs. sc's and how many,  I quickly closed #3.  I mostly app for their cc's but do miss my Wayfair and Goody's, which happened to be sc's and my two most fav and missed tl's to date.

I currently have:

Good sam Vs- $18k

Comenity Mc- $14.5k

@M_Smart007 have you ever tried the SCT?

[UncleB]

Somehow I was able to manage my credit journey without obtaining any Comenity cards at all. 

A few years ago when they were offering good BT promos I almost gave in, but since I'm not a frequent shopper at any of their stores the card would have been only for a BT, and of course there was no guarantee I would even be offered one so I held off.

When Blispay was acquired by Alliance Data/Comenity I thought that was going to be my foray into the world of Comenity cards, but of course nothing ever became of that.

[Anonymous]

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@GApeachy wrote:

Ive had their cards since the early 90's and never more than 2 at a time except once. After reading here in the forums about poking the Comenity bear with the mix of cc's vs. sc's and how many,  I quickly closed #3.  I mostly app for their cc's but do miss my Wayfair and Goody's, which happened to be sc's and my two most fav and missed tl's to date.

I currently have:

Good sam Vs- $18k

Comenity Mc- $14.5k

@M_Smart007 have you ever tried the SCT?

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Refresh, many of the store cards are up for grabs these days as the retail industry finally right sizes itself! It needed to right size a long time back and one of the cards you mentioned is with a retail chain that is in financial trouble (surprise). Yeah ...

[GApeachy]

@Anonymous Yeah, it's really sad. (Stages). Our Goody's closed at least a decade ago but I'd travel to a neighboring town to pick up my favorite sandals.  Now they're all gone. 

@UncleB So you were never curious about the SCT and just growing the daylights out of the tl?  That's a boat load of fun.

[M_Smart007]

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@GApeachy wrote:

@M_Smart007 have you ever tried the SCT?

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@GApeachy, I think I tried once or twice ...

At one time I think I wanted The Wayfair card,  but they offered me alternative financing

The other one was Sportsman's Guide. I probably had too many Inqs at the time, when I had tried.

Right now I am pretty flush with CC's. (And need another like a hole in the head.)

I currently have (3) store only cards .. Macy's, Bloomingdales and Target.

First (2) are mostly for Util. padding .. and I really do not use the Target card.

[GApeachy]

@M_Smart007 I got Wayfair no problem; can't get Overstock.  Try their whole sct list, if you haven't already, just to see.  It's a great itch scratcher

[CountryLivin]

I have 11 and 2 majors with Comenity...

Haband, Blair, Kingsize, J Crew, Eddie Bauer, Pottery Barn, West Elm, Williams Sonoma, Zales, Kays, Overstock, Sportsman's Guide and Comenity Mastercard.

[Remedios]

I have none.
Nothing wrong with their cards but given my proclivity for applications (I'm a changed woman now) that story would have gone something like "You open, we close!"