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How many Comenity cards do you have?

AZnotorious
Member

Re: How many Comenity cards do you have?

Zero lol.

 

Haven't had a need for them at this time. Looking at the OP none of those cards would suit me except maybe Sportsmans Guide. However I had a bad experience with Sportsman Guide in the past so I don't do business with them anymore and normally support my local stores.

Message 11 of 54
Aim_High
Senior Contributor

Re: How many Comenity cards do you have?

None. Smiley Happy  I've had retail/store cards on and off for decades. They can be great for discounts if you shop in a store often or are building-rebuilding. Neither of those was my experience. 

 

Quite a few were closed for insufficient use and I became frustrated with taking the hard pull and new account just to have it closed, sometimes without notice. I also decided I wanted to focus on fewer cards that were more widely accepted, and store cards were easy targets to cull.  I closed the ones I had left.  If I wanted to use one for special financing of a larger purchase again, I wouldn't hesitate to open it.  But I would close it when it was paid off.  






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Message 12 of 54
GApeachy
Super Contributor

Re: How many Comenity cards do you have?

Ive had their cards since the early 90's and never more than 2 at a time except once. After reading here in the forums about poking the Comenity bear with the mix of cc's vs. sc's and how many,  I quickly closed #3.  I mostly app for their cc's but do miss my Wayfair and Goody's, which happened to be sc's and my two most fav and missed tl's to date.

I currently have:

Good sam Vs- $18k

Comenity Mc- $14.5k

 

@M_Smart007 have you ever tried the SCT?

 

"My Take Home Pay Don't Take Me Home"
Message 13 of 54
UncleB
Moderator

Re: How many Comenity cards do you have?

Somehow I was able to manage my credit journey without obtaining any Comenity cards at all. 

 

A few years ago when they were offering good BT promos I almost gave in, but since I'm not a frequent shopper at any of their stores the card would have been only for a BT, and of course there was no guarantee I would even be offered one so I held off.

 

When Blispay was acquired by Alliance Data/Comenity I thought that was going to be my foray into the world of Comenity cards, but of course nothing ever became of that.

Message 14 of 54
Dinosaur
Moderator Emeritus

Re: How many Comenity cards do you have?


@GApeachy wrote:

Ive had their cards since the early 90's and never more than 2 at a time except once. After reading here in the forums about poking the Comenity bear with the mix of cc's vs. sc's and how many,  I quickly closed #3.  I mostly app for their cc's but do miss my Wayfair and Goody's, which happened to be sc's and my two most fav and missed tl's to date.

I currently have:

Good sam Vs- $18k

Comenity Mc- $14.5k

 

@M_Smart007 have you ever tried the SCT?

 


Refresh, many of the store cards are up for grabs these days as the retail industry finally right sizes itself! It needed to right size a long time back and one of the cards you mentioned is with a retail chain that is in financial trouble (surprise). Yeah ... Smiley Indifferent

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Message 15 of 54
GApeachy
Super Contributor

Re: How many Comenity cards do you have?

@Dinosaur Yeah, it's really sad. (Stages). Our Goody's closed at least a decade ago but I'd travel to a neighboring town to pick up my favorite sandals.  Now they're all gone. 

 

@UncleB So you were never curious about the SCT and just growing the daylights out of the tl?  That's a boat load of fun.Smiley LOL

"My Take Home Pay Don't Take Me Home"
Message 16 of 54
M_Smart007
Epic Contributor

Re: How many Comenity cards do you have?


@GApeachy wrote:

 

@M_Smart007 have you ever tried the SCT?

 


@GApeachy, I think I tried once or twice ...

At one time I think I wanted The Wayfair card,  but they offered me alternative financingSmiley Tongue

The other one was Sportsman's Guide. I probably had too many Inqs at the time, when I had tried.

 

Right now I am pretty flush with CC's. (And need another like a hole in the headSmiley Tongue.)

I currently have (3) store only cards .. Macy's, Bloomingdales and Target.

First (2) are mostly for Util. padding .. and I really do not use the Target card.

popcorn eating emoticon.gif
Message 17 of 54
GApeachy
Super Contributor

Re: How many Comenity cards do you have?

@M_Smart007 I got Wayfair no problem; can't get Overstock.  Try their whole sct list, if you haven't already, just to see.  It's a great itch scratcherSmiley LOL

"My Take Home Pay Don't Take Me Home"
Message 18 of 54
CountryLivin
Valued Contributor

Re: How many Comenity cards do you have?

I have 11 and 2 majors with Comenity...

Haband, Blair, Kingsize, J Crew, Eddie Bauer, Pottery Barn, West Elm, Williams Sonoma, Zales, Kays, Overstock, Sportsman's Guide and Comenity Mastercard.

Message 19 of 54
Remedios
Moderator

Re: How many Comenity cards do you have?

I have none.
Nothing wrong with their cards but given my proclivity for applications (I'm a changed woman now) that story would have gone something like "You open, we close!"
Message 20 of 54
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