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If someone doesn't accept American Express...

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vanillabean
Valued Contributor

If someone doesn't accept American Express...

and all you have is an American Express card, is there some sort of service to bridge the gap?

 

(I don't know why they simply don't get a Square reader!)

 

Message 1 of 16
15 REPLIES 15
-Cal-
Valued Contributor

Re: If someone doesn't accept American Express...

Square Cash or Paypal

Similar services

Message 2 of 16
daybreakgonesXe
Valued Contributor

Re: If someone doesn't accept American Express...

May be a little off-topic, but I had an instance where a restaurant did not have the AMEX sticker on their door, but the waitress took it anyway and it went through. Then the next night I went with a different waitress made sure to tell me they didn't accept AMEX cards when I tried to pay the bill. I found it a little weird, but I guess whoever their credit card processor is actually takes all four, but the restaurant themselves prefer not to take it due to swipe fees.

Message 3 of 16
Mattopotamus
Frequent Contributor

Re: If someone doesn't accept American Express...

That's the reason I always carry my double cash MasterCard.
Message 4 of 16
jsucool76
Super Contributor

Re: If someone doesn't accept American Express...

This is why you never carry only one network card (especially if that network is amex)

If you go into a restaurant and only have an amex and they dont accept it, you either pay in cash, or you run out on your bill.

I try to keep at least one card on each network in my wallet.
Message 5 of 16
PNW_Hunter
Regular Contributor

Re: If someone doesn't accept American Express...

Always carry a Visa or MasterCard Smiley Happy

Agree with the previous comments.

I have many Visa cards, along with my discover and Amex, but no mastercards.

Can't recall a place that doesn't take Visa besides Costco, until 2016 of course.
Message 6 of 16
Anonymous
Not applicable

Re: If someone doesn't accept American Express...

OP only has amex. The answer is visa or master gift cards.

Message 7 of 16
SunriseEarth
Moderator Emeritus

Re: If someone doesn't accept American Express...


@Anonymous-own-fico wrote:

and all you have is an American Express card, is there some sort of service to bridge the gap?

 

(I don't know why they simply don't get a Square reader!)

 


In-store, you may not have much of a choice.   Online, PayPay is a good option.   In my experience, I've found that many online businesses don't accept Discover (haven't had issues with AMEX acceptance online).   However, they will accept PayPal, so I can use my Discover to fund the PayPal transaction.  

 

Square seems like a good option for some small businesses.   My community choir is a non-profit group and we have Square readers in order to accept donations.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 8 of 16
Anonymous
Not applicable

Re: If someone doesn't accept American Express...


@Anonymous wrote:

OP only has amex. The answer is visa or master gift cards.


OK, I think we were reading as "have only bought an Amex card to the place" whereas your interpretation could well be correct, and then yes, buying a MC/V gift card is the way to go.   If the Amex card is one with supermarket bonuses (such as BCE/BCP/ED/EDP/BC) then buying a gift card with it at a supermarket can be cost effective.

Message 9 of 16
Open123
Super Contributor

Re: If someone doesn't accept American Express...


@Anonymous wrote:

OP only has amex. The answer is visa or master gift cards.


+1

 

Right, some of my Visa/MC spending are made with GCs purchased from the supermarket with my EDP.  

Message 10 of 16
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