If you have opted out would that be the reason you can't pre-app on sites?

[Anonymous]

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Timothy wrote:
The DW has the "CW Gold" product-
I do not see the softs from this product

You may want to check-

Same thing when you backdoor a EX report.

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Actually wehen you backdoor an EX report, there is a separate tab on the inqs.  one for soft, one for hard.  I only know cause I have an active one right now.  Its a hyper-link.

[Anonymous]

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Brammy wrote:

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Timothy wrote:
The DW has the "CW Gold" product-
I do not see the softs from this product

You may want to check-

Same thing when you backdoor a EX report.

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Actually wehen you backdoor an EX report, there is a separate tab on the inqs.  one for soft, one for hard.  I only know cause I have an active one right now.  Its a hyper-link.

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What do you mean backdoor an EX report? Brammy did you see my answer that it was CSC w/ the codes?

[Anonymous]

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netpanther wrote:

What do you mean backdoor an EX report? Brammy did you see my answer that it was CSC w/ the codes?

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When you pull an EX report for disoput or other purposes, it remains active for thirty days.  It actually updates daily during tis time so you can see changes.

Yes I saw the creditor bu the source was an interenal banking organization, thos types of scores are not offered to the consumer, besides to most the rating would be meaningles.

[Anonymous]

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Brammy wrote:

Yes I saw the creditor bu the source was an interenal banking organization, thos types of scores are not offered to the consumer, besides to most the rating would be meaningles.

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But that's what I am trying to say. This is from CSC- I have copies of them- and they put the codes in there as their normal practice. 

[Anonymous]

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netpanther wrote:

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Brammy wrote:

Yes I saw the creditor bu the source was an interenal banking organization, thos types of scores are not offered to the consumer, besides to most the rating would be meaningles.

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But that's what I am trying to say. This is from CSC- I have copies of them- and they put the codes in there as their normal practice. 

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Duhh!!!  Excuse me... I forgot CSC was the other end of Equifax for certain areas...lol!!!  Never seen one of their reports.

[Anonymous]

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netpanther wrote:

Ok, so I am not going crazy thinking something is def. wrong cuz they didn't even offer me the secured back on BofA.

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I'm opted in and didn't receive any offers when I tried it and my scores are pretty high. Made me feel bad until a few weeks after when they started sending me offers in the mail. What's really kinda funny is that with each offer the CL goes up.  However I already apped for 2 new cards which was 1 more than I really wanted so no BofA for me.  So don't you go feeling that you aren't worthy 

[haulingthescoreup]

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@Anonymous wrote:
The DW has the "CW Gold" product-
I do not see the softs from this product

You may want to check-

Same thing when you backdoor a EX report

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@haulingthescoreup wrote:
No "secondary" reports (myFICO, TrueCredit, etc) that I am aware of show the softs. They can only be seen on the reports directly from the bureaus, including your freebies from annual credit reports dot com. Additionally, there are some reports that you get directly from the bureaus that are also secondaries, for instance the free EX report I got when I bought Quicken. If you're not coughing up the usual $8.95 or whatever to the CRA, you probably aren't going to get the full shebang.

I enrolled in EQ's Credit Watch Gold, and I love it. For $8.95/ month, I can pull a FULL EQ report every 24 hours, complete with softs and confirmation numbers. (However, it does not show the exact date that a report updates, only mm/yyyy.) If I wanted to buy a score, it would be a FICO score, because that's what EQ sells. I pull about once a week, because I'm worried about a split file, and I've never been able to determine if that happens when pulling secondary reports, or the real things. Also, and this is an odd thing to be happy about, since EQ is always the slowest to post new balances from my creditors, I figure if it's showing there, it's probably showing on all three.

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Well, I'm looking at them right now, and that's where I copy/ pasted the list of softs that you see on an EQ report. Look over on the left, in the blue column, and click on "Inquiries." On mine it appears right after "Account Information" and right before "Collections." It lists my two hards, and then the softs under the heading:

Inquiries that do not display to companies and do not impact your credit score.
This section includes inquiries which display only to you and are not considered when evaluating your credit worthiness. Examples of this inquiry type include a pre-approved offer of credit, insurance, or periodic account review by an existing creditor.

[Anonymous]

Are you saying you can get your CR for free online while disputing w/ CRA"s? If so how? I am currently disputing and want to check my reports daily, but am scared if I do I will get kicked off TC.