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Haha. I'd rather spend it on travel to somewhere warm!
I can think of 1 time in the US when I had to pull out a Visa because they did not accept AMEX, it was a small sandwich shop in western Maine.
You're more prone to have trouble if outside the US outside of spots frequented by US business travelers.
It seems that all the issuers are almost on the same footing these days. However, if I HAD to pick one that seems to have the lowest acceptance, I would say it's Disco. Strangely, though, the place where I work doesn't accept Amex.... Crazy
I've had the More Rewards for almost 9 months and have never had a problem with using it.
I've used it pretty much daily without issue.
No, not in my town....We have a lot of businesses that will not accept AmEx. County dump site for one, several small businesses ie. Electrical supply company, plumbing supply company, some local restaurants (which also do not accept Discover btw). AmEx is our go-to card(s) but I have my guys carry back up cards as well, like usbank and cap1.
Up here in New Hamster we have a number of bus lines which run down to Boston, all owned by the same corporate entity if I'm not mistaken, and none of them take AMEX or Discover.
Chapter 13:
I categorically refuse to do AZEO!
@Horseshoez wrote:Up here in New Hamster we have a number of bus lines which run down to Boston, all owned by the same corporate entity if I'm not mistaken, and none of them take AMEX or Discover.
Oh crap, I lied. It has been a couple of years since I took one of those rides down to Boston, I just checked their web site and they now accept Visa, MasterCard, Discover, and yes, AMEX. Go figure.
Chapter 13:
I categorically refuse to do AZEO!
Depends on where you are and where you shop.
The fact that I have to state this means that NO, it is not as widely accepted.
There are merchants who are both budget-conscious to pay Amex fees, but profitable enough to turn away Amex users (specialty stores and lots of Asian merchants in my area for example from restaurants to groceries, and I do not live in a small town at all).
Many articles do state that they are more or less ubiquitous, but I beg to differ based on actual experience.
(Internationally, it's a different story of course, as it is much worse. My favorite was a Hilton hotel not accepting the Hilton credit card).
I'm in a big city, Seattle, and come across *small* merchants frequently that refuse AMEX. All depends on your shopping habits.