Is sending money to someone via Google Pay count as Cash Advance?

[NaaryalHead]

Google Pay has a user to user money sending feature like PayPal. I'm curios if the card I use will think of it as a Cash Advance? eg. I have my Chase credit card added in my Google Pay account.

[bz386]

You can not use a credit card for sending money with Google Pay. Go ahead, try it. We'll wait for you.

[Anonymous]

Above reply is correct.  This is how it looks like at the send money screen:

Card #1 is Amex EveryDay, #2 is Discover it, #3 is Chase Sapphire Reserve.

[Anonymous]

And just in case you're wondering...

The Discover debit card with 1% cash back will NOT earn you that 1%, as it is very specific in the terms that rewards will not be earned on things like Google & Apple pay, nor venom and Paypal.

[Anonymous]

oh how beautiful it would be if creditors were not aware of this and let you earn 1-2% back on sending money to yourself or others 

I could turn it into a full time job!

[JR_TX]

Oh careful there. You don’t want to get in the MS discussion which is forbidden here.

[Anonymous]

Interesting because I sent someone in Puerto Rico $60 through PayPal using DISCO. It appears that he received the full $60, and I was not charged a transaction fee. I'm going to look at that transaction again.

[Anonymous]

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@Anonymous wrote:

Interesting because I sent someone in Puerto Rico $60 through PayPal using DISCO. It appears that he received the full $60, and I was not charged a transaction fee. I'm going to look at that transaction again.

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It was using my DC card and I sent by PayPal to a phone number. There was no fee for me, but the charge shows up as a PayPal payment to a business, so I bet he took a hit on a merchant fee.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Interesting because I sent someone in Puerto Rico $60 through PayPal using DISCO. It appears that he received the full $60, and I was not charged a transaction fee. I'm going to look at that transaction again.

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It was using my DC card and I sent by PayPal to a phone number. There was no fee for me, but the charge shows up as a PayPal payment to a business, so I bet he took a hit on a merchant fee.

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One more thing. I attempted to send a coworker money using my credit card via PayPal. They'll allow it, but tack on a 3.4% fee, which makes sense.