Is there a secret to getting high cumulative CC tradelines other than time

[GApeachy]

@iced I suppose with amex biz one could claim it since it's based on personal I think, not sure. 

When I and other's had/have them in siggy they are usually broken down into personal and biz credit, even AU. 

I go by my personal cr's that show my personal tcl.  

[iced]

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@GApeachy wrote:

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@iced wrote:

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@GApeachy wrote:

Also, a lot of us are biz owner's and take many hp's over time building biz credit, accepting biz offers, cli requests, etc.  Piles up.

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Shouldn't those accounts be in the business name and not a personal name, though? Or are you saying that business owners tend to count business tradelines in with their personal tradelines when discussing total CL?

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No, total hp's.  Like I'll never get to 5/24..more like lol/24.

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Now I'm confused.

Many business/corporate cards don't report the account to consumer bureaus (the HP maybe, but not the account), so they would never show up or count toward 5/24. When I had corporate cards, they never once showed up on my report. How are your business cards affecting 5/24, and why are they even showing up in your personal profile? Isn't the entire point of business cards to be to have credit not linked to your personal profile?

[GApeachy]

I have hp's on my personal cr from amex for each biz card I got last year and year before... I'm a (un) lucky duck.  Same with my biz loc.  Home depot comm. Rev. Acct. , Staple biz...plenty more.  Those hps affect personal apps cuz I look like a major credit seeker.  And they're right, but not all is for personal gain, biz gain is more important and it's all reflected on personal cr's. 

[GApeachy]

@iced  ok, I see what you're saying. 

So I've gotten the "too many inquiries" twice recently on personal apps.

The biz inqs are about half of my total inquiries because I will take a hp for biz cli requests. Citi being the main one.