Just joined DCU!!!!!!

[new_earth]

nope my EQ is not frozen. no idea why they used EX.

[new_earth]

now this is strange....I just logged in to my equifax report and saw hard pull from DCU for my loan & CC yesterday. There is none from them on Experian. I have no idea why this lady told me they pulled Experian and my score there was 644? She apparently meant Equifax, but I just got my FICO score for EQ from my DCU account maybe a day or two before and it was only 626. Now I'm really confused!

[Arago]

DCU pulls equifax 99% of the time.

[kroberts67]

Maybe they SP'ed EX in addition for some reason?

[gen-specific]

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@Ron1 wrote:

I just joined DCU online. They sent me an email to fax a copy of DL and paycheck stub. How long will I hear from them? Will I get a free EQ score? I read from other thread and they pull chexsystem and EQ for opening membership. I didn't apply for any credit card.

Ron.

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lol, they sent you an EMAIL to FAX a photo. 

I bet you had to printout your paycheck stub while you were at it.

I'm not even done yet, I bet they snail mailed you the decision too

[new_earth]

I checked EX, no soft pull from them either. I guess she just misspoke and my EQ score went up 18 points in a day or two. Strange.

[masscredit]

Don't know if this has been mentioned in the 30 pages of this thread.  I just noticed that DCU offers a free EQ credit score monthly.

For those of you that use this service, is it real or FAKO?

[kroberts67]

---

@masscredit wrote:

Don't know if this has been mentioned in the 30 pages of this thread.  I just noticed that DCU offers a free EX credit score monthly.

For those of you that use this service, is it real or FAKO?

---

They offer EQ.  Did you mean EQ, not EX?

[masscredit]

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@kroberts67 wrote:

---

@masscredit wrote:

Don't know if this has been mentioned in the 30 pages of this thread.  I just noticed that DCU offers a free EX credit score monthly.

For those of you that use this service, is it real or FAKO?

---

They offer EQ.  Did you mean EQ, not EX?

---

Yeah, just fixed it.  I get the two confused.  

Thought of a way to remember of the difference though, Experian and my ex-wife... I don't get anything from either of them.

[kroberts67]

Yeah, just fixed it.  I get the two confused.  

Thought of a way to remember of the difference though, Experian and my ex-wife... I don't get anything from either of them.

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Nice!  Hehe.