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Kohl's Visa Upgrade

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Brian_Earl_Spilner
Credit Mentor

Re: Kohl's Visa Upgrade

I want an upgrade 😭

    
Message 21 of 43
Traveler101
Established Contributor

Re: Kohl's Visa Upgrade

Congratulations 🎊 

Message 22 of 43
SUPERSQUID
Valued Contributor

Re: Kohl's Visa Upgrade

I was in kohls this afternoon for an amazon return since they do returns for amazon and the store is very close to where i live. I've always bought online so this was my first time in the physical store.

Huge, huge, huge store that was mostly void of customers, I counted 4 customers total in that giant store. i did see groups of 2 to 5 employees of the store in groups having chit chats, I guess they had nothing else to do.

This visa conversion has to be in part to make some cash to prop up that store, what i saw today was shocking.

Maybe the store in my area is just an isolated case.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 23 of 43
Brian_Earl_Spilner
Credit Mentor

Re: Kohl's Visa Upgrade


@SUPERSQUID wrote:

I was in kohls this afternoon for an amazon return since they do returns for amazon and the store is very close to where i live. I've always bought online so this was my first time in the physical store.

Huge, huge, huge store that was mostly void of customers, I counted 4 customers total in that giant store. i did see groups of 2 to 5 employees of the store in groups having chit chats, I guess they had nothing else to do.

This visa conversion has to be in part to make some cash to prop up that store, what i saw today was shocking.

Maybe the store in my area is just an isolated case.


Yeah, that's pretty crazy we have at least 10-12 people at mine all the time. 

    
Message 24 of 43
pc01user
Frequent Contributor

Re: Kohl's Visa Upgrade

@jl4 Nice Kohl Upgrade! Congrats!

Message 25 of 43
nuohlac
Valued Contributor

Re: Kohl's Visa Upgrade

Congratulations on your upgrade!!!




Message 26 of 43
Jeffster1
Valued Contributor

Re: Kohl's Visa Upgrade


@SUPERSQUID wrote:

I was in kohls this afternoon for an amazon return since they do returns for amazon and the store is very close to where i live. I've always bought online so this was my first time in the physical store.

Huge, huge, huge store that was mostly void of customers, I counted 4 customers total in that giant store. i did see groups of 2 to 5 employees of the store in groups having chit chats, I guess they had nothing else to do.

This visa conversion has to be in part to make some cash to prop up that store, what i saw today was shocking.

Maybe the store in my area is just an isolated case.


Same with the Kohls in my area, It's adjacent to my local Trader Joe's so it's very convenient. The few times Ive gone in there, I've never seen anything I wanted to buy. I've gone in a few times to do Amazon returns and it always seems empty. 

FICO 8 EX 829 EQ 824 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 25 K I American Express Cash Magnet 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 32K I NFCU Amex 28K | NFCU CashRewards Visa 20K I America First CU Cash Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 20K I Bread Financial American Express 13K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 8.3K I JCPenney Mastercard 6K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 9K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I
Message 27 of 43
CreditAggie
Community Leader
Super Contributor

Re: Kohl's Visa Upgrade


@jl4 wrote:

@CreditAggie wrote:

Congratulations on your Kohl's upgrade! Did you also get a CLI with the upgrade or did you keep the same limit as your store card?


Still at the ceiling of $3,000, at least for now. 

 

When the new card arrives, and things move over, I might take a swing at requesting a CLI if there's no movement. 


Thank you for confirming! Since no new credit was extended for now, I will put in a request to have this moved to Credit Cards. Again, congatulations!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 28 of 43
Adkins
Legendary Contributor

Re: Kohl's Visa Upgrade


@Brian_Earl_Spilner wrote:

I want an upgrade 😭


Ditto. 😭


Last HP 08-07-2023



Message 29 of 43
Waldemar
Regular Contributor

Re: Kohl's Visa Upgrade

I logged in last week and noticed an auto increase to 3k limit from 2.5k. A little background, I got this card in July 2021 with a 300 limit. In July 2022, it was increased to 700 limit. Then in Dec 2022 to 1500 limit. In April 2023, to a 2500 limit, and now I'm at a 3k limit which, from what I read, is their max for the store card. I guess this is in preparation for the Visa conversion coming up. I already have a Capital One VentureOne card with a 3100 limit, QuickSilver 3k limit, and Walmart MC, which double its limit to 1k in under a year. The 3k limit seems to be where I am stuck with any Capital One card for now.

Credit Cards

Amazon Prime Store Card: $10,000 | Apple Card MC: $3,500 | Best Buy Visa: $3,000 | BCU Cash Rewards Visa Signature: $25,000 | BCU Travel Rewards Visa Signature: $10,000 | Bread Cashback AmEx: $14,500 | Bread Rewards AmEx: $7,650 | Capital One Kohls Visa Signature: $4,000 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $17,750 | Capital One VentureOne WEMC: $3,100 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $3,000 | IKEA Projekt Credit Card: $6,100 | Macy’s Amex $5,000 | PayPal Cashback WMC: $20,000 | Sam’s Club Plus WEMC: $20,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Signature: $9,000 | Truist Enjoy Cash Visa Signature: $8,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | WF One Key+ WEMC: $9,000

BCU Unsecured LOC 5k | PenFed OD LOC 300

BCU Auto Loan $18,952.57

Rebuilding since June 2021.
Message 30 of 43
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