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Lowe’s reduced my CL due to inactivity ...called and they reinstated

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JR_TX
Valued Contributor

Re: Lowe’s reduced my CL due to inactivity ...called and they reinstated


@GApeachy wrote:

Wonderful outcome!  Close call on having it closed (2018?) perhaps.  If you don't like going in store their online purchasing is fast!  I order that way a lot.... a lot, a lot!   Cleaners, accents, you name it.



@GApeachy  Absolutely correct!!

Spent almost $2K the last 3 months from their online catalog for our patio remodeling.

Easy peasy! Everything got delivered FREE within 48 hours!!

Don't even know why I don't have this card! 

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 11 of 16
GApeachy
Super Contributor

Re: Lowe’s reduced my CL due to inactivity ...called and they reinstated


@JR_TX wrote:

Spent almost $2K the last 3 months from their online catalog for our patio remodeling.

Easy peasy! Everything got delivered FREE within 48 hours!!

Don't even know why I don't have this card! 


What?!? ....you better get that thang!Smiley Tongue

My Take Home Pay Don't Take Me Home
Message 12 of 16
K-in-Boston
Epic Contributor

Re: Lowe’s reduced my CL due to inactivity ...called and they reinstated


@JR_TX wrote:

@Anonymous wrote:

@JR_TX wrote:

Congrats in getting your old CL back!

 

Also for all the folks who don't like getting on the phone with them, you can just hit that luv button online (if the link is there) and it will yield the same result so long as the reason is the same (inactivity). Otherwise, calling Credit Solutions is the only way to get above the $10K max CL via luv button.


Not necessarily - my last CLI was via the luv button and took it to a counter-offered $12,000 (I had asked for $15,000).

 

ETA - I just decided on a whim to ask for a CLI in my online account. Asked for and was given a new limit of $17,000!



@Anonymous  Yeah you're right my bad didn't realize Lowe's is a different kind of Sync animal that it's the one that can grow like wildflower!! Congrats on your CLI as well!


Yes, Lowe's can go to $35k with online requests.  Other cards, such as Amazon, will usually not get over $10k with an online request.

Message 13 of 16
M_Smart007
Legendary Contributor

Re: Lowe’s reduced my CL due to inactivity ...called and they reinstated


@K-in-Boston wrote:


Yes, Lowe's can go to $35k with online requests.  Other cards, such as Amazon, will usually not get over $10k with an online request.


This has been my experience with $10K and onlineSmiley Happy

Message 14 of 16
Anonymous
Not applicable

Re: Lowe’s reduced my CL due to inactivity ...called and they reinstated


@JR_TX wrote:

@GApeachy wrote:

Wonderful outcome!  Close call on having it closed (2018?) perhaps.  If you don't like going in store their online purchasing is fast!  I order that way a lot.... a lot, a lot!   Cleaners, accents, you name it.



@GApeachy  Absolutely correct!!

Spent almost $2K the last 3 months from their online catalog for our patio remodeling.

Easy peasy! Everything got delivered FREE within 48 hours!!

Don't even know why I don't have this card! 


@JR_TX You definitely should have it. That 5% discount adds up on big buys, or the option for 0% financing. I'd definitely go for it if I were you. Synch is still doling out CLs - I did a request for a friend at work this morning. He got an instant increase from $8300 to $15,000, and then we doubled down by asking on his Sams card and got that o e from $2500 to $7500 in one shot. $11,700 in increases on two Synch cards in four minutes. Go get you some Smiley Happy

Message 15 of 16
blazerein
Established Contributor

Re: Lowe’s reduced my CL due to inactivity ...called and they reinstated

This is the reason I used my Lowes card for paper towels every month.

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 16 of 16
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