@Remedios wrote:Okay, I'll start
US Bank is offering a personal loan with 2.99% apr for amounts $4999.00 or lower, up to 48 months. The only drawback, it must be finalized in the branch. My request was approved in under an hour, funds deposited into US Bank checking account while I was signing paperwork.
For those of you who havent been app happy in the last year, their platinum card has 20 months 0% apr.
USBank Mortgage
Didn't get through the whole thread so sorry if a re-post since what I have to offer is not too specific.
Called US Bank for a simple transaction and on hold for 1 hour. She thanked me for an easy question. Then mentioned the hold was so long because of MTG calls and proceeded to tell me that they offer a Disaster Forbearance which allows 90 days of no payment. Didn't get the details as that was not the reason for my call.
Check it out if this is your lender and in need of some help.
Good Luck Everyone!
@Remedios wrote:About BECU loan
If you go for it, third step is picking whether you want to use "existing application", or start a new one.
The existing application only refers to some info being already prefilled, and not having to sign again.
Per my chat with CSR, DO NOT use that option as it "creates confusion" in terms of APR (regular APRs, different terms attached to it).
So, use "Start New Application".
I toyed with it a few times trying to figure out how the online process was going to work with no promo code and that had me a bit confused. 
Don't know if anyone already reported this but here is what I got from BOA. Saw a link on my account last night and when I clicked, it was a letter addressed to me, with full address and all, offering to defer credit card payments. Find the image attached.
@Anonymous wrote:
@Remedios wrote:About BECU loan
If you go for it, third step is picking whether you want to use "existing application", or start a new one.
The existing application only refers to some info being already prefilled, and not having to sign again.
Per my chat with CSR, DO NOT use that option as it "creates confusion" in terms of APR (regular APRs, different terms attached to it).
So, use "Start New Application".
I toyed with it a few times trying to figure out how the online process was going to work with no promo code and that had me a bit confused.
@Anonymous I asked about that, it's not needed.
@Credit_Flavours wrote:Don't know if anyone already reported this but here is what I got from BOA. Saw a link on my account last night and when I clicked, it was a letter addressed to me, with full address and all, offering to defer credit card payments. Find the image attached.
I just signed into the online App and saw that banner as well.
@Remedios wrote:
@Anonymous wrote:
@Remedios wrote:About BECU loan
If you go for it, third step is picking whether you want to use "existing application", or start a new one.
The existing application only refers to some info being already prefilled, and not having to sign again.
Per my chat with CSR, DO NOT use that option as it "creates confusion" in terms of APR (regular APRs, different terms attached to it).
So, use "Start New Application".
I toyed with it a few times trying to figure out how the online process was going to work with no promo code and that had me a bit confused.
@Anonymous I asked about that, it's not needed.
Ok, gotcha. Did you end up going through with it? Or just inquired about it?
@Anonymous wrote:
@Remedios wrote:
@Anonymous wrote:
@Remedios wrote:About BECU loan
If you go for it, third step is picking whether you want to use "existing application", or start a new one.
The existing application only refers to some info being already prefilled, and not having to sign again.
Per my chat with CSR, DO NOT use that option as it "creates confusion" in terms of APR (regular APRs, different terms attached to it).
So, use "Start New Application".
I toyed with it a few times trying to figure out how the online process was going to work with no promo code and that had me a bit confused.
@Anonymous I asked about that, it's not needed.
Ok, gotcha. Did you end up going through with it? Or just inquired about it?
No, not yet.
I asked for CLI, and I got it, HP good for 30 days, so I'm still thinking about it.