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New FNBO Limited-Time Offer Card?

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daybreakgonesXe
Valued Contributor

New FNBO Limited-Time Offer Card?

Anyone else see this on their homepage? I apologize if this has been posted before, didn't see it in any recent threads...

 

https://www.firstnational.com/common/shared/amex/amex_march_landing.html?ecid=150204OMACRD0073PTMMS1...

 

Low APR at 6.25%, 1.5% on every purchase, and no annual fee. Need to apply before May 31st.

 

Never seen such a "limited time offer" card before. Silly thing doesn't even have a name!

 

Probably good for those people who don't have the patience for the Fidelty AMEX or the Citi DoubleCash. Hard to beat that rate with valuable rewards from a new app, either!

Message 1 of 227
226 REPLIES 226
B335is
Moderator Emeritus

Re: New FNBO Limited-Time Offer Card?

I don't have it on mine. It just asks me to update my I for for quarterly account review. 

Message 2 of 227
Sharingan
Established Contributor

Re: New FNBO Limited-Time Offer Card?


@daybreakgonesXe wrote:

Anyone else see this on their homepage? I apologize if this has been posted before, didn't see it in any recent threads...

 

https://www.firstnational.com/common/shared/amex/amex_march_landing.html?ecid=150204OMACRD0073PTMMS1...

 

Low APR at 6.25%, 1.5% on every purchase, and no annual fee. Need to apply before May 31st.

 

Never seen such a "limited time offer" card before. Silly thing doesn't even have a name!

 

Probably good for those people who don't have the patience for the Fidelty AMEX or the Citi DoubleCash. Hard to beat that rate with valuable rewards from a new app, either!


Enticing card, but I can't help but wonder how sustainable a card like this is. I wish they'd send me preapprovals for this, rather than their other lackluster offerings.



Message 3 of 227
gdale6
Moderator Emeritus

Re: New FNBO Limited-Time Offer Card?

Yup, I have the offer, am not going to go for it already have their Amex, may call and see if I can convert.

Message 4 of 227
Anonymous
Not applicable

Re: New FNBO Limited-Time Offer Card?

I don't think i'd have a shot at this even IF my EX was unfrozen. Smiley Happy

Message 5 of 227
Anonymous
Not applicable

Re: New FNBO Limited-Time Offer Card?

3% FTF, and the rewards expire after three years.

Doesn't look like any crazy drawbacks buried in the fine print.
Message 6 of 227
Anonymous
Not applicable

Re: New FNBO Limited-Time Offer Card?

Is this an instant approval?  I applied and was told 2-4 weeks for an answer.

Message 7 of 227
AverageJoe1970
Contributor

Re: New FNBO Limited-Time Offer Card?

I've had a 1st National Bank AMEX for 4 or 5 years. Excellent customer service. Highly recommended.

Wasn't always this way. Lessons learned.
Scores: Exp838 || Tu840 || Equ839
Credit Card Collection: Chase Sapphire Reserve 48K || Chase United 43K || Barclays Apple 39K || AMEX CASH 37K || BOA CASH 35K || Apple 25K || FNB AMEX 20K || Chase Amazon 15K ||
Utilization: >1%
Message 8 of 227
gdale6
Moderator Emeritus

Re: New FNBO Limited-Time Offer Card?


@Anonymous wrote:

Is this an instant approval?  I applied and was told 2-4 weeks for an answer.


Standard faire with them humans review 99.9% of apps, you should get an email within a few days if you are approved.

Message 9 of 227
wacdenney
Valued Contributor

Re: New FNBO Limited-Time Offer Card?

I'll never waste another HP on FNBO.

Message 10 of 227
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