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Old Navy upgrading question

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halos24
Frequent Contributor

Re: Old Navy upgrading question

I will keep an eye for it... Thanks! 

MyFico 3B Scores: EQ: 3/22/16 (727), EX (710) TU (714)

Message 11 of 21
Anonymous
Not applicable

Re: Old Navy upgrading question

your welcome good luck yo you,

Message 12 of 21
bichonmom
Senior Contributor

Re: Old Navy upgrading question

I've had ON for 1 yr this month. I've gotten a CLI every 4 mos when I've hit the luv button. Started @ $200. Last CLI up to $1500 this month (declined offer to $2k and countered w/$1500). Would LOVE a ON Navy Visa, but also don't really want to lose the aging, since this was my first card when rebuilding. Logged in and looked under "offers & benefits" tab, but nothing about upgrading. Smiley Sad

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 13 of 21
LS2982
Mega Contributor

Re: Old Navy upgrading question


@bichonmom wrote:

@I've had ON for 1 yr this month. I've gotten a CLI every 4 mos when I've hit the luv button. Started @ $200. Last CLI up to $1500 this month (declined offer to $2k and countered w/$1500). Would LOVE a ON Navy Visa, but also don't really want to lose the aging, since this was my first card when rebuilding. Logged in and looked under "offers & benefits" tab, but nothing about upgrading. Smiley Sad


I hoping for the upgrade offer soon! 9 months open in April.




EQ FICO 548 3/3/16
Message 14 of 21
Repo-ed
Senior Contributor

Re: Old Navy upgrading question

This is another card that the DGF has had auto-cli'd up to $3800 from an initial CL of $750. She's had the card around 2 years +/- (It's the Visa, not sure if there are other Old Navy card types)

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 15 of 21
Anonymous
Not applicable

Re: Old Navy upgrading question

What is the love button I'm lost lol
Message 16 of 21
llecs
Moderator Emeritus

Re: Old Navy upgrading question


@Anonymous wrote:
What is the love button I'm lost lol


When you are online with some CCs, and depending on the creditor, you'll sometimes see a link to request an upgrade, ask for a CLI, etc.

Message 17 of 21
CS800
Super Contributor

Re: Old Navy upgrading question

I have a silly question.

 

The ON card can only be used at an ON store unless it's a Visa?

 

Is there a card that can be used at ON , GAP and other stores?




Message 18 of 21
laboi_22
Established Contributor

Re: Old Navy upgrading question

You can use the ON card at any of the brands ON, Gap, Baby Gap, Banana Republic, online and in stores Piperlime and etc. same goes for Gap card if it's not a gap Visa you can use across all the brands.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 19 of 21
CS800
Super Contributor

Re: Old Navy upgrading question


@laboi_22 wrote:
You can use the ON card at any of the brands ON, Gap, Baby Gap, Banana Republic, online and in stores Piperlime and etc. same goes for Gap card if it's not a gap Visa you can use across all the brands.

Which one of these store cards are easier to get and which one has a better reward structure?


 




Message 20 of 21
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