Possibly cancelling Amex gold

[W261w261]

{ So unfortunately I don't even know what fences need to be mended }

Yeah, that's the way it is these days in Creditville.  Amex for sure, but most of the rest of them too.  Not too long ago, I looked and saw a bunch of preapprovals on the Amex site.  I hit apply for the Blue Cash Preferred and was approved.  Then, in small print in one of the many pages of forms they wanted me to ok, I saw a credit limit that was too small.  Piqued, I called up customer service and canceled the whole process.  The next day, it occurred to me that I could take some of the CL from my Delta Reserve (which I hardly use these days except for the lounge access and the phone insurance) and transfer it over to the BCP.  After confirming with the CSR that I could do that, he asked it I wanted to get the card back.  I said "sure."   DENIED.  How mean-spirited! Meantime, all the preapprovals disappeared from the site.  Who knows what it now has planned for my other Amex cards which I mostly PIF.  (Mod cut - these types of comments/discussions are prohibited per the myFICO Forums TOS).

[jcooks]

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@W261w261 wrote:

{ So unfortunately I don't even know what fences need to be mended }

Yeah, that's the way it is these days in Creditville.  Amex for sure, but most of the rest of them too.  Not too long ago, I looked and saw a bunch of preapprovals on the Amex site.  I hit apply for the Blue Cash Preferred and was approved.  Then, in small print in one of the many pages of forms they wanted me to ok, I saw a credit limit that was too small.  Piqued, I called up customer service and canceled the whole process.  The next day, it occurred to me that I could take some of the CL from my Delta Reserve (which I hardly use these days except for the lounge access and the phone insurance) and transfer it over to the BCP.  After confirming with the CSR that I could do that, he asked it I wanted to get the card back.  I said "sure."   DENIED.  How mean-spirited! Meantime, all the preapprovals disappeared from the site.  Who knows what it now has planned for my other Amex cards which I mostly PIF.  (Mod cut - these types of comments/discussions are prohibited per the myFICO Forums TOS).

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I would definitely keep an eye out for your other Amex accounts as they could potentially close your other accounts.  Closing a card before a year is defintely something that is not recommended.  

[wasCB14]

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@jcooks wrote:

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@W261w261 wrote:

{ So unfortunately I don't even know what fences need to be mended }

Yeah, that's the way it is these days in Creditville.  Amex for sure, but most of the rest of them too.  Not too long ago, I looked and saw a bunch of preapprovals on the Amex site.  I hit apply for the Blue Cash Preferred and was approved.  Then, in small print in one of the many pages of forms they wanted me to ok, I saw a credit limit that was too small.  Piqued, I called up customer service and canceled the whole process.  The next day, it occurred to me that I could take some of the CL from my Delta Reserve (which I hardly use these days except for the lounge access and the phone insurance) and transfer it over to the BCP.  After confirming with the CSR that I could do that, he asked it I wanted to get the card back.  I said "sure."   DENIED.  How mean-spirited! Meantime, all the preapprovals disappeared from the site.  Who knows what it now has planned for my other Amex cards which I mostly PIF.  (Mod cut - these types of comments/discussions are prohibited per the myFICO Forums TOS).

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I would definitely keep an eye out for your other Amex accounts as they could potentially close your other accounts.  Closing a card before a year is defintely something that is not recommended.  

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Has that happened to anyone here? I've heard of SUB clawbacks and (at least temporary) future SUB ineligiblity, but not Amex targeting other accounts in good standing.

[Remedios]

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@W261w261 wrote:

{ So unfortunately I don't even know what fences need to be mended }

Yeah, that's the way it is these days in Creditville.  Amex for sure, but most of the rest of them too.  Not too long ago, I looked and saw a bunch of preapprovals on the Amex site.  I hit apply for the Blue Cash Preferred and was approved.  Then, in small print in one of the many pages of forms they wanted me to ok, I saw a credit limit that was too small.  Piqued, I called up customer service and canceled the whole process.  The next day, it occurred to me that I could take some of the CL from my Delta Reserve (which I hardly use these days except for the lounge access and the phone insurance) and transfer it over to the BCP.  After confirming with the CSR that I could do that, he asked it I wanted to get the card back.  I said "sure."   DENIED.  How mean-spirited! Meantime, all the preapprovals disappeared from the site.  Who knows what it now has planned for my other Amex cards which I mostly PIF.  (Mod cut - these types of comments/discussions are prohibited per the myFICO Forums TOS).

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You burned Amex multiple times, and in at least in one of your posts you referred to it as "good times" 

As far as your last comment, I really don't know what possessed you to even go there and to think that somehow genocide, credit cards, and Amex make for a good joke. 

Perhaps skipping those three beers you mentioned (prior to edit) before typing would help.

[W261w261]

As a postscript to the above, after a couple of weeks, I was back at pre-approved for the BCP. In the meantime, I had gotten the Navy More Rewards, which doesn't give back quite as much but also has no AF. After mulling things over, I decided to get the BCP anyway, spend for the SUB, and then see how it fits. I should have remembered that you are only eligible for a Sub on a particular card once, but I forgot, hit "Apply," and up popped the "No SUB for you because you've had the offer on the card before" box. CSR was pleasant as always but a firm "no" when I explained the events. Hoisted on my own petard.