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Requested Discover CLD... but got removed from future CLIs

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Anonymous
Not applicable

Re: Requested Discover CLD... but got removed from future CLIs

Really?? I can use an extra $500 in my Discover...CLD huh? wow

Message 31 of 45
SunriseEarth
Moderator Emeritus

Re: Requested Discover CLD... but got removed from future CLIs


@Anonymous wrote:

I had $20,500 CL on my discover and just for the sake of making it a whole number requested for a CLD to $20k by reducing $500... My CL was reduced as requested and 3 days after that got a message stating that since I requested for CLD, my account will be removed from future account reviews for CLIs. What??????... Message continues to say, to be restored for account reviews for CLI, I will have to request for CLI. HUH????? Anyone else had this situation. Discover is weird.


I'm failing to see the issue.  You won't be eligible for CLIs until you ask for one.   Unless you really want auto-LUV to give you an amount that you don't want to see, I don't really see the issue.



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 32 of 45
Anonymous
Not applicable

Re: Requested Discover CLD... but got removed from future CLIs


@core wrote:

I think the odd CLs are a secret code they use to communicate things about you to other companies who view your report.  Kinda like a hobo writing with chalk on the sidewalk near your house.


There you go again revealing secrets.  Did you learn nothing from your brush with the Latin Churners?

Message 33 of 45
Anonymous
Not applicable

Re: Requested Discover CLD... but got removed from future CLIs


@Creditaddict wrote:



nope nope nope... if anything I see people talking to reps (chase) and can't get a CLI or anything but then apply for a new account and get approved for $15k+ when they were told by human that they were at exposure limit... I would never CLD in thinking that's going to make a new app with the same bank go through... the whole point of having the CL with a bank like chase and adding another card is you can easily move the cl and open the other card... why take away from your cl!

This whole thread lacks logic to me but i guess i have 95 credit cards so that lacks logic for most.


 

 

Agree with creditaddict 100% - and he and Ron have been there a lot, so I think they would know

Message 34 of 45
Anonymous
Not applicable

Re: Requested Discover CLD... but got removed from future CLIs


@Anonymous wrote:

@Creditaddict wrote:



nope nope nope... if anything I see people talking to reps (chase) and can't get a CLI or anything but then apply for a new account and get approved for $15k+ when they were told by human that they were at exposure limit... I would never CLD in thinking that's going to make a new app with the same bank go through... the whole point of having the CL with a bank like chase and adding another card is you can easily move the cl and open the other card... why take away from your cl!

This whole thread lacks logic to me but i guess i have 95 credit cards so that lacks logic for most.


 

 

Agree with creditaddict 100% - and he and Ron have been there a lot, so I think they would know


No, because CA and Ron are collecting cards, not sign-up bonuses, which is very different.

Message 35 of 45
morgacj2004
Valued Contributor

Re: Requested Discover CLD... but got removed from future CLIs

And I thought I had OCD!


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 36 of 45
pizza1
Community Leader
Super Contributor

Re: Requested Discover CLD... but got removed from future CLIs


@TRC_WA wrote:

@axlm wrote:

I received 3 CLIs from Discover in the past 4 months, and each time I adjusted the slider down in order to have a 'nice looking' number. Should I seek help too? Smiley Surprised


Possibly?

 

Or am I just weird for not giving a flip if a CL is $10,500 or $4,750?

 

 


+1...lol

 

Im like..Ill take whatever anyone wants to give me!  Heck my Barclays rewards MC cl is $5,690!!  Now THATS a weird CL! LMAO!! Smiley Wink Next time I request a CLI on this card, Ill do it via BD#, and ask them to round that up, serioulsy the "90" part kills me, hahaha! Smiley Wink

Message 37 of 45
Anonymous
Not applicable

Re: Requested Discover CLD... but got removed from future CLIs

My SAMs card has a 1057 CL. Was originally 557 and then auto increased to 1057. Odd
Message 38 of 45
Man-Of-Steel
Established Contributor

Re: Requested Discover CLD... but got removed from future CLIs


@SunriseEarth wrote:

@Anonymous wrote:

I had $20,500 CL on my discover and just for the sake of making it a whole number requested for a CLD to $20k by reducing $500... My CL was reduced as requested and 3 days after that got a message stating that since I requested for CLD, my account will be removed from future account reviews for CLIs. What??????... Message continues to say, to be restored for account reviews for CLI, I will have to request for CLI. HUH????? Anyone else had this situation. Discover is weird.


I'm failing to see the issue.  You won't be eligible for CLIs until you ask for one.   Unless you really want auto-LUV to give you an amount that you don't want to see, I don't really see the issue.


I'm also failing to see the issue.  I can understand wanting an even amount for the CL (I'm like that as well......lol), but why the concern over future auto CLIs?  That could result in another odd ball CL.  I also agree with others who like the Discover CLI slider.  I was looking forward to using that in the future if I needed to adjust a CLI.  Unfortunately, it sounds like that feature died with the 16 day CLI train.  

Message 39 of 45
Anonymous
Not applicable

Re: Requested Discover CLD... but got removed from future CLIs


@Anonymous wrote:

@Anonymous wrote:

I had $20,500 CL on my discover and just for the sake of making it a whole number requested for a CLD to $20k by reducing $500... My CL was reduced as requested and 3 days after that got a message stating that since I requested for CLD, my account will be removed from future account reviews for CLIs. What??????... Message continues to say, to be restored for account reviews for CLI, I will have to request for CLI. HUH????? Anyone else had this situation. Discover is weird.


They may be weird but asking for a CLD of $500 to get to an even number is to me......weird :-)


+1.

 

Message 40 of 45
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