SCHEELS Visa ?? Never heard of them

[pizza1]

hahahahaha, you guys are so funny!!!

@ Woody...I almost said in a previous post..."I love Dicks"..but some people would have taken it out of context, lol..I love that store!!!!!

[woodyman100]

You were right to be careful!
People have some twisted minds!
I just meant that Dick's was hard to deal with.
As I get older though, they have softened up a bit.

[CreditCuriosity]

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@woodyman100 wrote:
You were right to be careful!
People have some twisted minds!
I just meant that Dick's was hard to deal with.
As I get older though, they have softened up a bit.

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lol oh wow

[Anonymous]

Scheels is a huge sporting goods store with locations in Sioux Falls, Fargo, and other cities in the Northern Plains and Upper Midwest.

[CreditCuriosity]

Why would any place want to use FNBO for CC underwritting though.. Just like overstock... Just way to strick to get customers approved..One would think you would want to use a less strict lender aka Sync/Commedity or any other bank except FNBO!

[Anonymous]

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@CreditCuriousity wrote:

Why would any place want to use FNBO for CC underwritting though.. Just like overstock... Just way to strick to get customers approved..One would think you would want to use a less strict lender aka Sync/Commedity or any other bank except FNBO!

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Lucrative contract perhaps. I have a feeling their cobrand cards aren't as strict as others for defacto U/W criteria. Keep in mind most people here apply for cards about 400-5,000% more often than the average public.

[CreditCuriosity]

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@Anonymous wrote:

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@CreditCuriousity wrote:

Why would any place want to use FNBO for CC underwritting though.. Just like overstock... Just way to strick to get customers approved..One would think you would want to use a less strict lender aka Sync/Commedity or any other bank except FNBO!

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Lucrative contract perhaps. I have a feeling their cobrand cards aren't as strict as others for defacto U/W criteria. Keep in mind most people here apply for cards about 400-5,000% more often than the average public.

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True although overstock MC was still tough from what I heard...  Granted yes most people have 3-5 cards then there are us people

[Anonymous]

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@CreditCuriousity wrote:

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@Vulcan1600 wrote:

FNBO was all I needed to see to pass on this one.

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They are so giving to the average MyFico Member lol

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LOL - Of all my apps in the 2015 app spree I've done, them and Lowes are the only ones with a flat out NO. The Lowes was because I closed a card with them within the past 12 months. FNBO flat out said no after I had a pre-qualified offer for a Sheetz gas card!! 

[Anonymous]

Hmmm, what I learned today. Woodyman doesn't like Dick's because they're too HARD to deal with. 

[baller4life]

You guys are HILARIOUS!