Sallie Mae Mastercard

[GetMeSlick]

does barclays card sallimae have anything like auto cli? i got it for 2k initially. 

[GetTheFico]

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@googlre10 wrote:

does barclays card sallimae have anything like auto cli? i got it for 2k initially. 

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Yes, usually around the 6 month mark.

[longtimelurker]

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@GetTheFico wrote:

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@googlre10 wrote:

does barclays card sallimae have anything like auto cli? i got it for 2k initially. 

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Yes, usually around the 6 month mark.

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But not always. We've had one SM for 13 months, one for 16 months, and no auto-CLI

[GetMeSlick]

if we ask for CLI, will that be a HP or SP?

[TRC_WA]

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@googlre10 wrote:

if we ask for CLI, will that be a HP or SP?

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With Barclays.. .HP.

[Anonymous]

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@Anonymous wrote:

While it is true that having a 700+ FICO would greatly improve your chances, Barclays is one of the more lenient lenders and there is definitely a YMMV aspect to it. I was approved upon recon for the Sallie Mae with a TU in the 640s. 

And yes, the Sallie Mae WMC is a godly card.

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what APR and CL did they give you with that score

[Anonymous]

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@sosabe77 wrote:

FYI:  I just applied for a 2nd Sallie Mae Mastercard to double reward caps (per VirtualCuriosity's advice in this post) and I got instantly approved for another one with a credit limit 2X my 1st one!  I'm actually surprised since they denied me a CLI on the 1st Sallie Mae Mastercard a little over 6 months ago.  Either way, time to double up on cashback! 

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Was that an HP?

If ppl are trying for a 2nd SM card and get denied.. aren't they waisting an HP?

[Anonymous]

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@Kostya1992 wrote:
I have the platinum version. Not really sure how I got approved - all I had on CR was 3 months of Cap1 reporting a $300 balance (with high util) and some AU accounts. Apparently I am real lucky.

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What's the difference between plat SM and non plat?

[gdale6]

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@Anonymous wrote:

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@Kostya1992 wrote:
I have the platinum version. Not really sure how I got approved - all I had on CR was 3 months of Cap1 reporting a $300 balance (with high util) and some AU accounts. Apparently I am real lucky.

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What's the difference between plat SM and non plat?

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The card comes in 2 flavors the fixed rigid CL platinum or the world MC version that is a flexible spending card (has a limit but you can exceed it)

[Anonymous]

$1500, 22.99% APR. Not the best terms, but I was thrilled with it.