Savor One dropping Cell Phone Protection

[quikj9]

My statement cut yesterday. Upon reviewing it, I saw this message under Account Notifications:

"Starting October 1, 2021, your Mastercard will no longer feature Cellular Wireless Telephone Protection. Coverage for eligible claims made before that date will continue to be available, and you may continue to file for benefits in accordance with the benefit terms."

I know that certain Capital One cards have been dropping various protections recently, usually Platiums and Quicksilvers, but I hadn't yet seen anything like this on the Savor family of cards. Has anyone else seen a similar message?

[Horseshoez]

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@quikj9 wrote:

My statement cut yesterday. Upon reviewing it, I saw this message under Account Notifications:

"Starting October 1, 2021, your Mastercard will no longer feature Cellular Wireless Telephone Protection. Coverage for eligible claims made before that date will continue to be available, and you may continue to file for benefits in accordance with the benefit terms."

I know that certain Capital One cards have been dropping various protections recently, usually Platiums and Quicksilvers, but I hadn't yet seen anything like this on the Savor family of cards. Has anyone else seen a similar message?

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Kinda-sorta; the only Quicksilver cards which have lost this protection are what I'll call "legacy" cards, the newer cards, which are World or World Elite MasterCards still have that benefit, however, it is provided via MasterCard.  My question for you is, what "class" is your SavorOne?  If the same thing holds true for the SavorOne card which is happening wiht the legacy Quicksilver cards, I'm guessing yours is a non-World or Platinum MasterCard.  Yes, no?

[blindambition]

Maybe they dropped it to continue Groceries category. I'll check my World Elite statement later this month, but didn't use SO for cell bill, or cell protection.

Just another day in NERF land!!!

[Horseshoez]

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@blindambition wrote:

Maybe they dropped it to continue Groceries category. I'll check my World Elite statement later this month, but didn't use SO for cell bill, or cell protection.

Just another day in NERF land!!!

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My bet is if your card is a World Elite, it won't be NERFed.  Why?  Because the mobile phone protection for World and World Elite cards is from MasterCard and not the card issuer.

[quikj9]

@Horseshoez my SO is a WEMC, which is why I'm a bit surprised. 

[Horseshoez]

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@quikj9 wrote:

@Horseshoez my SO is a WEMC, which is why I'm a bit surprised. 

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Okay, color me surprised too.  My understanding from the MasterCard web site, if the card is a World Elite, it should have mobile phone protection built in:

• https://www.mastercard.us/en-us/personal/find-a-card/world-elite-mastercard-credit.html

[Mr_Mojo_Risin]

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@quikj9 wrote:

My statement cut yesterday. Upon reviewing it, I saw this message under Account Notifications:

"Starting October 1, 2021, your Mastercard will no longer feature Cellular Wireless Telephone Protection. Coverage for eligible claims made before that date will continue to be available, and you may continue to file for benefits in accordance with the benefit terms."

I know that certain Capital One cards have been dropping various protections recently, usually Platiums and Quicksilvers, but I hadn't yet seen anything like this on the Savor family of cards. Has anyone else seen a similar message?

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I remember something from my Quicksilver statement a few months ago about something dropping, I'd have to look back and see exactly what it was.

My Quicksilver was upgraded from a Platinum about 14 months ago if that means anything.

[PDXoriginal]

Having a World Elite card doens't mean you have World Elite benefits.

The card issuer can pick and choose what benefits they allow through their card. For example, Citi Double Cash, world elite, but offers zero world elite benefits, the world elite sole purpose it to collect higher swipe fees.

[Anonymous]

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@Horseshoez wrote:

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@quikj9 wrote:

@Horseshoez my SO is a WEMC, which is why I'm a bit surprised. 

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Okay, color me surprised too.  My understanding from the MasterCard web site, if the card is a World Elite, it should have mobile phone protection built in:

• https://www.mastercard.us/en-us/personal/find-a-card/world-elite-mastercard-credit.html

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No, the double cash was the original poster child for this,   the killer phrase, under Benefit Terms and Conditions on your link is:

Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.

Turns out that issuers opt in, and Citi, on the Double Cash, chose not too.  So they can drop whenever as well.

ETA: beaten by @PDXoriginal 

[Horseshoez]

Hmmm, well very annoying.  My wife and I both have Quicksilver cards, and if the mobile phone protection gets dropped, the cards might get either sockdrawered or dropped as well.