@SunriseEarth wrote:
@10022016 wrote:I have two QS that were PC from other products and I was thinking about PC one of them to the no annul fee Venture One. I'll avoid Venture as I am a student and won't spend $3,000 in three months.
Edit: The purpose of this thread is to read the opinion of those who would oppose PC one of the duplicate QS to Venture One and to consider it before taking action. Since the Citi Double Cash already trumps QS at 2% cash back, I have decided that the QS has no practical purpose other than being in my collection. Therefore, to diversify my collection, I have decided to PC one of the QS to Venture one.
Thanks for all your opinion!
I wouldn't PC a QS to a VentureOne, because the rewards are better on the QS and there isn't a restriction on how to redeem. Why not combine the two QS cards?
I haven't used any of my QS except for a few dollars now and then to keep them active, so they've been considered a part of my "collection" since I received my Citi Double Cash, Discover IT and American Express near the end of 2015. I won't combining them because I don't have problems with keeping track of cards.
@SunriseEarth wrote:
@10022016 wrote:
@SunriseEarth wrote:
@10022016 wrote:I have two QS that were PC from other products and I was thinking about PC one of them to the no annul fee Venture One. I'll avoid Venture as I am a student and won't spend $3,000 in three months.
Edit: The purpose of this thread is to read the opinion of those who would oppose PC one of the duplicate QS to Venture One and to consider it before taking action. Since the Citi Double Cash already trumps QS at 2% cash back, I have decided that the QS has no practical purpose other than being in my collection. Therefore, to diversify my collection, I have decided to PC one of the QS to Venture one.
Thanks for all your opinion!
I wouldn't PC a QS to a VentureOne, because the rewards are better on the QS and there isn't a restriction on how to redeem. Why not combine the two QS cards?
I haven't used any of my QS except for a few dollars now and then to keep them active, so they've been considered a part of my "collection" since I received my Citi Double Cash, Discover IT and American Express near the end of 2015. I won't combining them because I don't have problems with keeping track of cards.
However, I think if you were to cold app, the V1 would be better, since the sign-up bonus is better (depending on how you redeem) and the 0% APR period is longer.
I won't apply anymore because for some reason I was in an app frenzy in 2015. The only cards I have that appeal to me is the Citi, Discover and American Express. However, thanks to Capital One, I was able to build my credit score from the low 600s to 720 to earn the aforementioned cards in the later part of 2015..
@Anonymous wrote:
Since he might/is be eligible PC to Venture One...
It's not a maybe. The offer is there.
@Anonymous wrote:OP doesn't want to apply for it, again, because he can't meet the spending and does not want another HP (keep in mind that with cap1, you get a HP on all three bearous) in his credit reports. OP wants to PC the QS to Venture one only To diversify his credit card collection.
You should become my translator. I've edited my orignal post so people would understand that having two Quicksilvers doesn't make it any better than owning two cars (you can only ride one at a time). The purpose of the car is to get from point A to B and one car will do the job. Likewise, just because a person PC one of his QS (has two to begin with) will lose out on the 1.5% cash back because he already had two to begin with.
@Anonymous wrote:If I were you, I would switch over to the Primer Dining card instead of venture one. Use it for dining 3% is decent for a sock drawered card. I have the marvel card, otherwise, I would do the same.
I didn't know you could get the Diner's Club from Capital One, or PC to it. I have the Discover now which is at 5% cash back for dining out but it's only 1 quarter per year.