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Target Card on Credit Karma??

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Physh1
Frequent Contributor

Re: Target Card on Credit Karma??

All 'recommendations' on CK are advertising....look closer for an advertisers disclosure.

Message 11 of 18
longtimelurker
Epic Contributor

Re: Target Card on Credit Karma??

Unless you need a new credit card (with new account and inq) and a probably low CL: for actual Target use, the debit card is a good choice.   Not sure why people go for the credit version.  Yes, credit card protections are better on big ticket items, but at least initially, you probably can't buy a big ticket item with the cc!

Message 12 of 18
Anonymous
Not applicable

Re: Target Card on Credit Karma??


@longtimelurker wrote:

Yes, credit card protections are better on big ticket items, but at least initially, you probably can't buy a big ticket item with the cc!


That's sort of what I was thinking.  Can't get much with a $300-$500 limit.  No chance of buying a decent TV or doing a bunch of holiday shopping there for example. 

Message 13 of 18
The-Credit-Disciple
Frequent Contributor

Re: Target Card on Credit Karma??

I just noticed the Target Red card on my Credit karma page too with"Excellent" Approval. Whatever that means😀 . my wife got that card last October and they gave her a starting limit of 2k. I was thinking of Getting one. Im not sure though, she shops at target i can just get stuff from their when the Wifey go there😀. That 5% does sound nice though
Message 14 of 18
Anonymous
Not applicable

Re: Target Card on Credit Karma??


@credit_is_crack wrote:

@Jnbmom wrote:

Target loves to hand out those lovely 300 limits😠


@Jnbmom that sounds about right. Never saw a post saying "Approved or $10,000!!" on a target card. I'm not even sure how high they go but if you're a frequent shopper I can see how it can add up quickly

 

@FinStar I can honestly say this is the first time I've ever seen it on there, but then again I don't spend too much time stalking that site lol it's great for immediate alerts and updates, but that's about it. They do have a good layout though


Im not certain how high they go either, mine started at $1500 a couple years ago, then they bumped me up to $2000 6 months after opening.  thats the last increase i got LOL.  i hear they are weird on their increases.  it was mentioned a conversion?  to what?  is there a Visa/MC version?  if so i did not know that.  id be interested to know who from if there is.  i dont see anything about it.  inquiring minds..hehe

Message 15 of 18
GApeachy
Super Contributor

Re: Target Card on Credit Karma??

In 2013, when I was buying a camera, I applied in store and got an instant $9,500.  I bought a few things here and there, not much, and I ended up closing it.  Idk why I thought that was a good idea back then but I did, that and Sears $6300...oh the dumb things I've done.Smiley Sad

My Take Home Pay Don't Take Me Home
Message 16 of 18
Jnbmom
Credit Mentor

Re: Target Card on Credit Karma??

Wow I have joined the club on CK I got very good approval odds on Target and HBSC cards lol.

 

Not biting of course but found it funny!

EXP 780 EQ 791TU 795
Message 17 of 18
longtimelurker
Epic Contributor

Re: Target Card on Credit Karma??


@Jnbmom wrote:

Wow I have joined the club on CK I got very good approval odds on Target and HBSC cards lol.

 

Not biting of course but found it funny!


A little off topic, but from time to time I buy online from Target using the debit card, which is good.   But, they have started being very aggressive about asking for reviews, which I don't respond to.   So I have had 10 or so "reminders" asking me to review my most recent order so other customers can benefit. 

 

The order was for paper towels.   Now maybe there are good and bad paper towels, but not sure what a detailed review would cover!   (They tear off the roll fine, they are about as absorbent as expected and they pose no hazard when used correctly....)

Message 18 of 18
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