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Thinning the herd feels good

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Community Leader
Senior Contributor

Thinning the herd feels good

It feels good to "thin" the herd.  After sucessfully closing my Amex cards and citi simplicity card, I decided to unload some AUs accounts as well. My utilization has not changed and I just wanted my accounts slimmed down.

 

Amex

Citibank

Home depot

Ebates

Ikea visa

Overstock.

 

I have a few more that i am debating on but will wait for these acciunts to reflect on my reports.

EXP 763 TU 793 EQ 734
Message 1 of 22
21 REPLIES 21
Super Contributor

Re: Thinning the herd feels good

you'll have to get a "Slim" wallet nowSmiley Very Happy

Message 2 of 22
Community Leader
Valued Contributor

Re: Thinning the herd feels good

Ah, so much respect lol. NICE

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 3 of 22
Senior Contributor

Re: Thinning the herd feels good

I see your signature lists a mix of individual card as well as lenders. What was your recent maximum number of cards, and how many remain?

 

Any thoughts as to the next round of closures or new replacement cards?

 

I'm at 17 across 6 issuers, but may go to 16 across 5. If I had to use 17 different card websites I'd certainly close a few!

Spend: BofA Premium, BBP, Schwab Platinum, Freedom x 2, Costco, Discover
Perks: IHG49, Hyatt75, Marriott Brilliant, Delta Platinum
SD/AAoA Ballast: Arrival, CFU, DC, ED
Downgrading in 2020: BCP, Savor
May eventually add: 100k Platinum (for a year, then PC to Gold), BofA Cash Rewards, Virgin Atlantic.
Message 4 of 22
Community Leader
Mega Contributor

Re: Thinning the herd feels good


@Jnbmom wrote:

It feels good to "thin" the herd.  After sucessfully closing my Amex cards and citi simplicity card, I decided to unload some AUs accounts as well. My utilization has not changed and I just wanted my accounts slimmed down.

 

Amex

Citibank

Home depot

Ebates

Ikea visa

Overstock.

 

I have a few more that i am debating on but will wait for these acciunts to reflect on my reports.


You've mastered The Axe level. 

 

When is the boss fight? Or was that Amex lol 

Message 5 of 22
Community Leader
Senior Contributor

Re: Thinning the herd feels good


@Remedios wrote:

@Jnbmom wrote:

It feels good to "thin" the herd.  After sucessfully closing my Amex cards and citi simplicity card, I decided to unload some AUs accounts as well. My utilization has not changed and I just wanted my accounts slimmed down.

 

Amex

Citibank

Home depot

Ebates

Ikea visa

Overstock.

 

I have a few more that i am debating on but will wait for these acciunts to reflect on my reports.


You've mastered The Axe level. 

 

When is the boss fight? Or was that Amex lol 


@Remedios  oh  most definately AMEX Smiley Very Happy

EXP 763 TU 793 EQ 734
Message 6 of 22
Community Leader
Mega Contributor

Re: Thinning the herd feels good

My axe session happened in November of last year. It was liberating and therapeutic. 

 

 

Message 7 of 22
Frequent Contributor

Re: Thinning the herd feels good

Congratso.
Thinning the wallet- It's like that moment after the holidays and you drop about 15-20lbs and catch yourself in the mirror 🔥🔥🔥


Message 8 of 22
Community Leader
Senior Contributor

Re: Thinning the herd feels good


@SoCalifornia wrote:
Congratso.
Thinning the wallet- It's like that moment after the holidays and you drop about 15-20lbs and catch yourself in the mirror 🔥🔥🔥

@SoCalifornia  exactlySmiley Happy

EXP 763 TU 793 EQ 734
Message 9 of 22
Valued Contributor

Re: Thinning the herd feels good

When I closed Ebates, it was somewhat euphoric Smiley Very Happy If Synch had at least ante'd up to $5K, I would've kept it but alas... I'm happier nixing that card for BBVA.

 

I may close a couple more here sometime in the near future. Decisions, decisions....

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($10K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($7.8K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K)
Message 10 of 22
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