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US Bank Amex's

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Ron1
Super Contributor

Re: US Bank Amex's


@B335is wrote:
Did anyone apply yet? US Bank has given me 3 cards this year, 1 hasn't even arrived yet, so i doubt they'll give me a 4th card lol.

Ron did you apply??

Yes, I got denied instatnly due to too many inquiries and recently opened accounts.

 

 

Ron.

Message 61 of 128
chalupaman
Super Contributor

Re: US Bank Amex's


@B335is wrote:
Oops i just saw your post. Its hard reading lots of quotes on cell phone.

Ron im sorry!!! US Bank always pulls TU for me. They would run fast if they pulled my EX.

Do you know what bureau US Bank pulls for Georgia usually. I have no idea.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 62 of 128
FinStar
Moderator Emeritus

Re: US Bank Amex's


@B335is wrote:
Did anyone apply yet? US Bank has given me 3 cards this year, 1 hasn't even arrived yet, so i doubt they'll give me a 4th card lol.

Ron did you apply??

Yes, he applied and, unfortunately, was not approved Smiley Sad

 

I already have 2 CCs with them but I'm gonna hold off.  My recent newbies would definitely have them go *poof* if I apply.

Message 63 of 128
Luscher
Valued Contributor

Re: US Bank Amex's

I see no perk of a getting an amex that is not from centurion bank. Just to use the amex network? Thats not why I have a real amex.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 64 of 128
Ron1
Super Contributor

Re: US Bank Amex's


@chalupaman wrote:

@B335is wrote:
Oops i just saw your post. Its hard reading lots of quotes on cell phone.

Ron im sorry!!! US Bank always pulls TU for me. They would run fast if they pulled my EX.

Do you know what bureau US Bank pulls for Georgia usually. I have no idea.


They pulled EQ in GA.

 

Ron.

Message 65 of 128
Anonymous
Not applicable

Re: US Bank Amex's


@Luscher wrote:
I see no perk of a getting an amex that is not from centurion bank. Just to use the amex network? Thats not why I have a real amex.

I agree.  But equally if the card has good features, I don't care what network it runs on, including Amex.  For me though, this card doesn't do that.

Message 66 of 128
B335is
Moderator Emeritus

Re: US Bank Amex's

Yeah i saw it after the fact Finstar. Its hard to read 10 quoted texts on crappy Samsung cell phone.

Ron you might feel better with Diners approval Smiley Wink
Message 67 of 128
Ron1
Super Contributor

Re: US Bank Amex's


@B335is wrote:
Yeah i saw it after the fact Finstar. Its hard to read 10 quoted texts on crappy Samsung cell phone.

Ron you might feel better with Diners approval Smiley Wink

Yes, I should have applied for Diners. I thought I might have a chance to get approved.

 

 

Ron.

Message 68 of 128
Ron1
Super Contributor

Re: US Bank Amex's


@FinStar wrote:

@B335is wrote:
Did anyone apply yet? US Bank has given me 3 cards this year, 1 hasn't even arrived yet, so i doubt they'll give me a 4th card lol.

Ron did you apply??

Yes, he applied and, unfortunately, was not approved Smiley Sad

 

I already have 2 CCs with them but I'm gonna hold off.  My recent newbies would definitely have them go *poof* if I apply.


Finstar,

 

I should have applied for Diners Club. Smiley Happy

 

 

Ron.

Message 69 of 128
FinStar
Moderator Emeritus

Re: US Bank Amex's


@Luscher wrote:
I see no perk of a getting an amex that is not from centurion bank. Just to use the amex network? Thats not why I have a real amex.

Well there are a variety of different benefits with other AMEX network cards that don't have to be issued from Centurion Bank.  It depends on the affinity product and has nothing to do with it being a member bank-issued AMEX.  Different strokes for different folks.

Message 70 of 128
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