Chwebb.... Wow!!! Thank you so much for taking the time to write all that!! I wish I had better options for a CC but I don't, don't for a few more years
Anyway.... I had been staying with my parents and they have an iMac and of course I have an iPhone 5s or whatever their last one was I have, so I'm familiar with apple, and I only really used my dell for stupid stuff.
I would be using for Internet, photo editing, spreadsheets etc... Nothing crazy, so I'm thinking the lowest of the line iMac or lap top would be fine. Wish I could afford the 27 iMac.
Anyway.... I had been staying with my parents and they have an iMac and of course I have an iPhone 5s or whatever their last one was I have, so I'm familiar with apple, and I only really used my dell for stupid stuff.
I would be using for Internet, photo editing, spreadsheets etc... Nothing crazy, so I'm thinking the lowest of the line iMac or lap top would be fine. Wish I could afford the 27 iMac.
@pizza1 wrote:
@Anonymous... I wish I could have a different card (heck, I'm lucky I have what I have now). I burned Citi, Chase in my Bk7 in 2013. I'm blacklisted from them for many years to come. Amex is also not available to me for several years, and neither is US bank, BOFA, and pretty much everyone else lol. I've never had Discover before but I'm too recent out of bk. I've applied with them and denied twice. So I'm very limited right now on a major card
Sorry bud, didn't see your sig!
I'm going to go against the grain here. Feel free to tell me to piss off if its not what youre looking for. Save up your money for a month or two and buy a cheap $300-$400 laptop. PiF when the balance is due. Not worth paying obscene amounts of interest to get the best of the best IMO.
With that said, I'm the kind of person who is terrified of carrying debt.
@Anonymous wrote:
@pizza1 wrote:
@Anonymous... I wish I could have a different card (heck, I'm lucky I have what I have now). I burned Citi, Chase in my Bk7 in 2013. I'm blacklisted from them for many years to come. Amex is also not available to me for several years, and neither is US bank, BOFA, and pretty much everyone else lol. I've never had Discover before but I'm too recent out of bk. I've applied with them and denied twice. So I'm very limited right now on a major cardSorry bud, didn't see your sig!
I'm going to go against the grain here. Feel free to tell me to piss off if its not what youre looking for. Save up your money for a month or two and buy a cheap $300-$400 laptop. PiF when the balance is due. Not worth paying obscene amounts of interest to get the best of the best IMO.
With that said, I'm the kind of person who is terrified of carrying debt.
What is technically even the best anymore? They're all so alike it's not even funny.
@pizza1 wrote:
Chwebb.... Wow!!! Thank you so much for taking the time to write all that!! I wish I had better options for a CC but I don't, don't for a few more years
Anyway.... I had been staying with my parents and they have an iMac and of course I have an iPhone 5s or whatever their last one was I have, so I'm familiar with apple, and I only really used my dell for stupid stuff.
I would be using for Internet, photo editing, spreadsheets etc... Nothing crazy, so I'm thinking the lowest of the line iMac or lap top would be fine. Wish I could afford the 27 iMac.
If you're already comfortable with OS X, and you do a lot of photo stuff, in my opinion iPhoto is so much better than any software I've used on Windows. I'd look into either the mid-range Mac mini (the one that's $699) or the $1299 iMac. The reason I wouldn't suggest the $499 Mac mini or the $1099 iMac is the fact that they have rather underpowered processors. And if you plan to keep the computer for 5+ years, I'd say it's worth the extra $200 to get the better computer. If you want a laptop, I'd take a look at the $1099 MacBook Pro. The non-retina MacBook Pros are a lot more repairable than the Retina ones (although I bought the Retina one for the dedicated graphics). The Retina screens are gorgeous though. The $699 Mac mini and $1299 iMac are more powerful than the $1099 MBP if that matters to you. Spec wise, the $699 Mac mini and $1299 iMac are basically the same. You could buy a keyboard/mouse/trackpad and a monitor for less than the cost of the iMac if you wanted to save a few hundred dollars. The Keyboard/mouse/trackpad are $69 each if you go with the Apple ones (you'd only need a keyboard plus a mouse or a trackpad), and a monitor can be as little as $100, or if you want a really nice one, $300. If you want to go this route and need help picking a monitor, let me know.
B... Never thought about that! I think I might use Barclays then balance transfer over to navy stay in garden that way!
stay in garden that way!
@Anonymous wrote:
@pizza1 wrote:
@Anonymous... I wish I could have a different card (heck, I'm lucky I have what I have now). I burned Citi, Chase in my Bk7 in 2013. I'm blacklisted from them for many years to come. Amex is also not available to me for several years, and neither is US bank, BOFA, and pretty much everyone else lol. I've never had Discover before but I'm too recent out of bk. I've applied with them and denied twice. So I'm very limited right now on a major cardSorry bud, didn't see your sig!
I'm going to go against the grain here. Feel free to tell me to piss off if its not what youre looking for. Save up your money for a month or two and buy a cheap $300-$400 laptop. PiF when the balance is due. Not worth paying obscene amounts of interest to get the best of the best IMO.
With that said, I'm the kind of person who is terrified of carrying debt.
I am also favoring this idea. Get a great Windows laptop or pc for a fraction of the iMac. There are plenty of deals around. Save for the iMac and get one without financing once you have the money. I hate debt for things like this and leave the debt for real emergencies only. But that is me ..I hate debt 
@pizza1 wrote:
B... Never thought about that! I think I might use Barclays then balance transfer over to navy
Pizza have you considered getting the Apple card used the 0% pay it off before promo ends then just apply for the Sallie Mae and transfer the CL
I think most people on here hate debt (myself included) but if pizza is going to spend $400 on a computer and then later spend another $1000+ on another computer to avoid like $50 in interest, that doesn't really make too much sense to me. (s)he would come out $350 ahead to get what they want now as opposed to getting something that don't want now and replacing it with what they do want later. But that's just my opinion.
@lg8302ch wrote:
@Anonymous wrote:
@pizza1 wrote:
@Anonymous... I wish I could have a different card (heck, I'm lucky I have what I have now). I burned Citi, Chase in my Bk7 in 2013. I'm blacklisted from them for many years to come. Amex is also not available to me for several years, and neither is US bank, BOFA, and pretty much everyone else lol. I've never had Discover before but I'm too recent out of bk. I've applied with them and denied twice. So I'm very limited right now on a major cardSorry bud, didn't see your sig!
I'm going to go against the grain here. Feel free to tell me to piss off if its not what youre looking for. Save up your money for a month or two and buy a cheap $300-$400 laptop. PiF when the balance is due. Not worth paying obscene amounts of interest to get the best of the best IMO.
With that said, I'm the kind of person who is terrified of carrying debt.
I am also favoring this idea. Get a great Windows laptop or pc for a fraction of the iMac. There are plenty of deals around. Save for the iMac and get one without financing once you have the money. I hate debt for things like this and leave the debt for real emergencies only. But that is me ..I hate debt
@chwebb1 wrote:I think most people on here hate debt (myself included) but if pizza is going to spend $400 on a computer and then later spend another $1000+ on another computer to avoid like $50 in interest, that doesn't really make too much sense to me. (s)he would come out $350 ahead to get what they want now as opposed to getting something that don't want now and replacing it with what they do want later. But that's just my opinion.
@lg8302ch wrote:
@Anonymous wrote:
@pizza1 wrote:
@Anonymous... I wish I could have a different card (heck, I'm lucky I have what I have now). I burned Citi, Chase in my Bk7 in 2013. I'm blacklisted from them for many years to come. Amex is also not available to me for several years, and neither is US bank, BOFA, and pretty much everyone else lol. I've never had Discover before but I'm too recent out of bk. I've applied with them and denied twice. So I'm very limited right now on a major cardSorry bud, didn't see your sig!
I'm going to go against the grain here. Feel free to tell me to piss off if its not what youre looking for. Save up your money for a month or two and buy a cheap $300-$400 laptop. PiF when the balance is due. Not worth paying obscene amounts of interest to get the best of the best IMO.
With that said, I'm the kind of person who is terrified of carrying debt.
I am also favoring this idea. Get a great Windows laptop or pc for a fraction of the iMac. There are plenty of deals around. Save for the iMac and get one without financing once you have the money. I hate debt for things like this and leave the debt for real emergencies only. But that is me ..I hate debt
What I am saying is if you need a car to get from A to B you do not need a Rolls-Royce... a safe, dependable and lower end car will do if you do not have the money for the Rolls. That is how I see the iMac compared to a decent Windows PC or lap top.