UpGrade Visa Card

[KatrinaE]

I received a pre-approval for $30,000 for this "credit card".  I read through the old thread from last year and wondering if there is any new information or anyone who has this card could share their experience.  Is it worth the pull?  What CRA do they pull from?  Any rewards attched to this account? Etc...

[FinStar]

@KatrinaE -- two recent reviews about the Upgrade Visa have been shared below:

https://ficoforums.myfico.com/t5/Credit-Cards/Upgrade-Visa-My-Experience-So-Far/m-p/6414030

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/UPGRADE-VISA-LINE-OF-CREDIT-BEWARE/td-p/6451...

[MileHigh96]

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@KatrinaE wrote:

I received a pre-approval for $30,000 for this "credit card".  I read through the old thread from last year and wondering if there is any new information or anyone who has this card could share their experience.  Is it worth the pull?  What CRA do they pull from?  Any rewards attched to this account? Etc...

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I have one but I have yet to tap into the line of credit.  It wasn't that big a pain to apply for, although IIRC they did want me to verify my income.  I don't remember what CR they pulled though.

[J-F168]

I got one with a line of 17500  last month

[4sallypat]

I just got an Upgrade offer as I was a previous customer during re-build couple of years ago.

$20K but 10% APR.

Installment loan rate is higher than I wanted....

I think they pull TU.