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WHEN DID YOU ASK FOR NFCU CLI?

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Anonymous
Not applicable

WHEN DID YOU ASK FOR NFCU CLI?

HOW LONG DID YOU HAVE THE CARD?

WHEN DID YOU ASK FOR A CLI FROM NFCU?

WAS IS INSTANT, HARD PULL, OR SOFT?

WHAT WAS YOU SCORE?

 

Message 1 of 9
8 REPLIES 8
bman86
Regular Contributor

Re: WHEN DID YOU ASK FOR NFCU CLI?

I had my cash rewards card for about 4 years never asked for a CLI until recently. I went from 3k to 10k with instant approval and SP. My current EQ FICO is 724.
Message 2 of 9
Rhaeny
Valued Contributor

Re: WHEN DID YOU ASK FOR NFCU CLI?

I believe all of your questions can be answered here:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Can-we-have-quot-OFFICIAL-NFCU-CLI-HOW-IT-WORKS-quot/td...

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 3 of 9
TG76
New Contributor

Re: WHEN DID YOU ASK FOR NFCU CLI?

I had Card for Exactly 2 months. I asked for a line increase and my Card went from 16k to 22k, Instant and I have not seen a hard pull on my report from that. So Im guessing  it was a Soft. My score is 698 according to Myfico.

Message 4 of 9
hersheykisses
Regular Contributor

Re: WHEN DID YOU ASK FOR NFCU CLI?

I asked for CLI after 4th statement

Message 5 of 9
Anonymous
Not applicable

Re: WHEN DID YOU ASK FOR NFCU CLI?

HARD OR SOFT PULL

Message 6 of 9
TG76
New Contributor

Re: WHEN DID YOU ASK FOR NFCU CLI?

For me it was a soft pull
Message 7 of 9
hersheykisses
Regular Contributor

Re: WHEN DID YOU ASK FOR NFCU CLI?

soft pull for both credit cards hard for the LOC increase

Message 8 of 9
Brusilov
Established Contributor

Re: WHEN DID YOU ASK FOR NFCU CLI?

If you can wait that long, most people get auto-CLIs on Navy Fed cards after their first year (13th statement) and at 6/12 month increments afterward.

Message 9 of 9
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