Re: What are your credit lines?

AverageJoesCredit · ‎12-24-2016

Income: low
Credit limits: apparently too much
Scores: dropping

Hitting a ruff patch but only way to go is up

Isacking97 · ‎12-24-2016

@AverageJoesCredit wrote:
Income: low
Credit limits: apparently too much
Scores: dropping

Hitting a ruff patch but only way to go is up

Your income is lower that mine? Jaja (7.3k)

Starting Score:EX: 713 EQ: 698

Anonymous · ‎12-24-2016

galahad15 · ‎12-24-2016

My current total available revolving credit lines are ~$140,000.

4% util

Individ. annual income a little over $100k (Total HHI higher)

Estimated 30-40 cards, if you count both open and closed cards

FICOs: EQ=820, TU=815, EX=801

PACU Premier Privileges Rewards MC @ 7.50% F with 1.5% rewards, $20k

Unify FCU Variable-Rate VISA Platinum @ 9.24% V, $15k

BoA Customized Cash Rewards WMC @ 9.99% F with 3.75% category rewards (Preferred Rewards status), $50k

FNBO BucksBack VS @ 10.5% V with 1.5% rewards, $85k

EPFCU Smart Rewards MC @ 11% V with 1% rewards, $6.5k

Andrews FCU Titanium Rewards VS @ 12.49% V with 3%/1.5% rewards, $5k

BoA Unlimited Cash Rewards VS @ 13.49% V with 1.88% rewards (Preferred Rewards status), $17.6k

Cap1 Venture MC @ 14.15% V with no AF, 2% rewards, $16k

Unify FCU Fixed-Rate VISA Platinum @ 14.49% F, $25k

Redstone FCU VS @ 15.75% V with 5%/3%/1.5% rewards, $10k

BoA Customized Cash Rewards WMC @ 16.24% V with 3.75% category rewards (Preferred Rewards status), $14.3k

AAA Daily Advantage VS @ 17.24% V with 5%/3% category rewards, $10k

PenFed Pathfinder Rewards VS @ 17.49% V with no AF, 4x/1.5x rewards points/dollar, $12.5k

AOD FCU VS @ 17.99% V with 3% rewards, $7.5k

Amazon Prime VS @ 18% V with 5% category rewards, $35k

BoA Customized Cash Rewards WMC @ 18.24% V with 3.75% category rewards (Preferred Rewards status), $20.4k

US Bank Cash+(x2) @ 18.74% V with 5% category rewards, $32k

Wells Fargo Autograph VISA @ 19% V with 3% category rewards, $12.5k

PayPal CashBack MC @ 19.24% V with 3% on all PayPal purchases/1.5% on all other purchases, $25k

FNBO BucksBack VS @ 20.24% V with 2% rewards, $23.5k

Amex BCE @ 21.99% V with 3% category rewards, $3k

Citi Custom Cash WEMC @ 22.24% V with 5% category rewards, $39.32k

Citi Custom Cash WEMC @ 22.24% V with 5% category rewards, $5k

WF Bilt WEMC @ 22.99% V with 3% dining rewards, $30k

WF Attune WEMC @ 29.24% V with 4% category rewards, $2.5k

PayPal Credit MC @ 30.39% V with 0% for 6 mos. on all PayPal purchases $149+, $10k

mitchblue · ‎12-24-2016

@AverageJoesCredit wrote:
Income: low
Credit limits: apparently too much
Scores: dropping

Hitting a ruff patch but only way to go is up

**Darn**. Here's to a better 2017, Merry Christmas..

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)

Anonymous · ‎12-24-2016

I recently passed 200k total CL with CLI
I am looking for a new card to app for

Anonymous · ‎12-24-2016

My credit score is 530. I stiffed Aaron's Rent To Own on a $500 laptop they were charging me $100 a week for. People sometimes ask me how did I get these 23 tattoos when I use my EBT card at WalMart. Hopefully I get a new Iphone and an XBox in the morning for Christmas. Oh wait, is Aarons open on Christmas for me to rent a tv? Do they blacklist for more than a month?

Anonymous · ‎12-25-2016

$7,300 in personal credit ($17,300 including the business card).

$41,000 income

No debt other than the restaurant mortgage

Anonymous · ‎12-25-2016

Income about $60k- I work full time and am a full time master's student for Psych

Credit my cards and limits are below, to be honest I've never added it up.

Fico 8 again scores below

Debt a mortgage that I'm still on bc my ex can't refinance it ($!50k) and my SUV( about $16k left of a $26k loan). Once I'm done with school and my loans come out of deferrment I will have a ton more debt on me

Anonymous · ‎12-25-2016

@AverageJoesCredit wrote:
Income: low
Credit limits: apparently too much
Scores: dropping

Hitting a ruff patch but only way to go is up

Things will look up soon my friend!

What are your credit lines?

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