What kind of cc can I get?

[Anonymous]

What kind of Credit Card can I get with these scores?

TU: 613

EX: 628

EX: 632

These are my latest ficos pulled by my mortgage broker.

[Woolfman]

Kind of hard to say with out knowing more info.

Any baddies? Any other inquiries on your credit? Do you have any other cc, tradelines or anything on your report?

[Anonymous]

More info is needed than just your scores.I would start with this site http://whogavemecredit.com/index.php this will give you a general ideal of what approvals are like.

BTW I just read a post here that a member was denied for a cap one card with scores of 627 to 661. So it looks like cc company's may be tightening there belts..

[Anonymous]

With your scores, I would apply for Capital One and HSBC cards,

[Anonymous]

creditcorp, I'm no prude, and no offense taken, (or intended, I'm sure!)   but.......

I followed the link for whogavemecredit.  Have you used it lately?  Somebody needs to clean up that forum.  It's filled with links to porn sites, under the guise of Home Loans, Credit Cards, etc., and some are days old!  I filled out the "contact us" form.  I'll check back later to see if any action has been taken.

It made me REALLY appreciate the Moderators here at FICO. 

DesertRat

[Brusilov]

Also check out Finance Globe...they have a section of reviews for most cards as well as approval/denial information for each.  Between the two you can get a rough idea (at least for the more popular cards) of whether or not you'd get approved.

[Anonymous]

WOW i did not know that just trying to help.

[Anonymous]

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@Anonymous wrote:

creditcorp, I'm no prude, and no offense taken, (or intended, I'm sure!)   but.......

I followed the link for whogavemecredit.  Have you used it lately?  Somebody needs to clean up that forum.  It's filled with links to porn sites, under the guise of Home Loans, Credit Cards, etc., and some are days old!  I filled out the "contact us" form.  I'll check back later to see if any action has been taken.

It made me REALLY appreciate the Moderators here at FICO. 

DesertRat

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Desert-Rat

I didn't see what you were talking about until I looked under forums.Ive never used it for that.I use it for credit pulls only.Again if I offended you in any way that wasn't my intention.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

creditcorp, I'm no prude, and no offense taken, (or intended, I'm sure!)   but.......

I followed the link for whogavemecredit.  Have you used it lately?  Somebody needs to clean up that forum.  It's filled with links to porn sites, under the guise of Home Loans, Credit Cards, etc., and some are days old!  I filled out the "contact us" form.  I'll check back later to see if any action has been taken.

It made me REALLY appreciate the Moderators here at FICO. 

DesertRat

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Desert-Rat

I didn't see what you were talking about until I looked under forums.Ive never used it for that.I use it for credit pulls only.Again if I offended you in any way that wasn't my intention.

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OT, but I recommend using Firefox with Adblock Plus. I wouldn't even know what kind of ads that site shows .

[Anonymous]

Thanks for all the feedback.

I guess I was under the impression that a lot of cc's have an "automatic" approval for scores over 620.

I do have a couple of old charge offs from 2003 and 2005 and a 30 day late from January of this year.

I have too many cc's as it is, but they are the old $300.00 limit cards I got when I was rebuilding my credit.

I want to get rid of most of them and replace them with a more practical, higher limit card.