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@Duncanrr wrote:
I've read reports that AMEX doesnt like people that use their cards at certain places like Walmart, Marshalls, etc as their computer models indicate that they may be a financial risk. So what other stores does AMEX frown upon?
I just got my prepaid card and loaded $400. I want to charge at "acceptable" establishments.
never heard of that one lol
HAHAHAHAHA! The notion of not using AMEX cards at discount stores should easily be dispelled by the fact that the ONLY credit cards that Costco takes are AMEX cards. In fact, there is a specific Costco AMEX card. This whole deal about AMEX not "liking" certain retailers is ridiculous.
My GF tried to use her new Gold PR card at Target for 1st 1st use. she was denied (and yelling at me for pushing her to get a AMEX)
we called AMEX and they said some places are flagged as a place people use stolen cards. she validated her info, next time we went to target it was fine.
i say its my CC. ill use it anywhere. ive used my AMEX at everywhere McDonalds to Gucci never had a issue.
D
Maybe they are profiling, not where you shop but WHAT you shop. If you're shopping at Walmart you should be okay, but don't buy Bud, Bud Light or any beer from Anheuser-Busch. Only deadbeats drink Bud.
Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO Goal Score: EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO | |
In my wallet: |
I know Im being hyper sensitive to the whole AMEX thing. I know its just a card but it has special meaning to me. It was one of the first cards I got and it was the very first card I screwed up. It will say something to me personally when I have changed my behavior and spending patterns enough to get another one of these again and keep it in good standing.
As I am trying to use the prepaid card to help my later app (for whatever it maybe worth), if their spending models say that certain stores are more of a risk then its something I'll consider. No, does using AMEX at Walmart mean trouble in eyes of AMEX? But, their models do profile spending behaviors and I want mine to be a positive.
i have the prepaid card and i use it at walmart all the time. seeing as how they sell the green dot cards there to load the prepaid amex among others, i wouldnt see how they would have a problem with someone using it there.
@webhopper wrote:
If you make eye contact with the cashier it puts you on the same level as them and you will get FR!
HAHAHAHAHAHAHAHAHAHAHA ROFL. im LOVING that webhopper. HILARIOUS!!
I use my Amex at walmart when ever I need to refill my 1gal water jugs. Whole $.76/gal
No MR, no FR, no CL reduction from NPSL to $500 or $200.
It's Amex. It's a CC. Use it, where they are accepted. If Amex did not want you using it at these places, they wouldn't allow the merchant to accept them.