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Yes, you too can join PSECU and find out your EX FICO score! --well, maybe

tag
llecs
Moderator Emeritus

Re: Yes, you too can join PSECU and find out your EX FICO score!

Ditto to calling. I do recall one poster in the past asking about Penn State, and calling,  and she didn't qualify as a graduate. I guess they don't participate.

Message 21 of 731
scottwagnon
Valued Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

hauling, when will you finally have access to your ex fico score? it seems to be taking awhile. i cant wait to see it! Smiley Happy

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Message 22 of 731
haulingthescoreup
Moderator Emerita

Re: Yes, you too can join PSECU and find out your EX FICO score!

Me, either! Smiley Very Happy

 

I'm still plowing through the membership process, since I was unable to print out my app. They mailed it to me, received Wednesday, returned today.

 

Once I'm officially a member, I then have to wait for my monthly statement, which is where they show the scores, AFAIK. So I suppose it could be at the end of this month, but I wouldn't be surprised if it was some time in December instead.

 

I have to say, I'm awfully curious, because I haven't known my EX FICO since Feb 2009, and a lot has changed since then!

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 23 of 731
smallfry
Senior Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

 


@MarineVietVet wrote:

 


@Anonymous wrote:

@MarineVietVet --

 

You get your EX score every month. This might be the cheapest credit score monitoring service that you'll ever signup for.


Oh I understand what you're saying and it really is a good deal but I'm just not interested. My TU and EQ scores are high enough and I'm confident my EX score has not declined in the last year. As long as I continue to do the right things my scores will do just fine and I will only check them perhaps twice a year or so.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


It's 26 bucks for life and 5 of those dollars you get to keep. As far as I know you do NOT have to renew the membership to keep getting your scores. That is cheap and while not as generous as NFCU with limits I hear they are a bunch easier than Penfed.

 

Message 24 of 731
smallfry
Senior Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

You will need to sign up for the FICO via a few mouse clicks. You need to give them permission to pull the report. BTW they pulled hard and soft on EX they do not pull Chex as far as I have heard. The number that you will see when you app (your account number) is your member number too. So if you wrote your pin number and your password down you will be able to view your online account nearly immediately if you funded via ACH into checking.

 

If you think you messed up and forgot to sign up initially for a checking account just call them up as soon as possible and ask that it be aded and be sure to request a check card. The few CSR I spoke to were very nice. 

 

This CU is a no brainer for anyone in the least bit interested in seeing all your scores. I mean it's bad enuf we are forced to buy TU98. While their Visa is not a rewards card it does carry a very favorable under 10% APR. Limits are 20K and from what I have heard they are generous. Go for this.

Message 25 of 731
Anonymous
Not applicable

Re: Yes, you too can join PSECU and find out your EX FICO score!

I didn't write down the account number during application, but I sent it in and a few days later I got a letter from them with a copy of my application asking me to sign and return it.  It does not have an account number on it, but it does have a reference number in the form 2719XXXXXX up at the top.  Would this be the account number to access my account online once it is set up?  I tried logging in this AM but it said invalid login when I tried to use that number.  Wondering if it isn't the account number, or if I am just not set up yet.

 

Thanks

Message 26 of 731
smallfry
Senior Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

 


@Anonymous wrote:

I didn't write down the account number during application, but I sent it in and a few days later I got a letter from them with a copy of my application asking me to sign and return it.  It does not have an account number on it, but it does have a reference number in the form 2719XXXXXX up at the top.  Would this be the account number to access my account online once it is set up?  I tried logging in this AM but it said invalid login when I tried to use that number.  Wondering if it isn't the account number, or if I am just not set up yet.

 

Thanks


You're probably not set up yet but the account/member number is a 10 digit number. Mine starts with 8.

 

Message 27 of 731
haulingthescoreup
Moderator Emerita

Re: Yes, you too can join PSECU and find out your EX FICO score!

Gaaah-- I finally got my membership number in the mail, and now the online access login is "experiencing technical difficulties."

 

They're thanking me for my patience. Smiley Tongue

 

At least I've had the sense to save my member number this time!

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 28 of 731
Anonymous
Not applicable

Re: Yes, you too can join PSECU and find out your EX FICO score!

I just got the welcome packet and I can't find my account number written down anywhere!!!!!!!!!! Do I really have to wait till I get checks to know my account number?? I want to sign in so bad 

Message 29 of 731
laz98
Senior Contributor

Re: Yes, you too can join PSECU and find out your EX FICO score!

i tried to sign in, & it says my account is locked!  now i have to call Smiley Mad  not happy so far!

Message 30 of 731
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